See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

9101 NE 109th Ter, Kansas City, MO, 64157

4beds
4baths
2,754sqft
$420,000
$153price/sqft
$2,985/moest. monthly cost
$119,400/yrincome needed

About This Home

Welcome to 9101 NE 109th Terrace, nestled on a large lot in the beautiful Somerbrook Subdivision. This charming home features 4 large bedrooms, 3.5 bathrooms and has been cared for by the same dedicated owners for almost 22 years. Come inside and be captivated by the freshly painted interior and thermal windows that fill each room with radiant natural light, perfectly highlighting the rich hardwood floors throughout. Every detail has been thoughtfully designed to enhance your entertaining experience, while offering abundant storage options both in the spacious basement and accessible attic. The finished basement opens directly to a large backyard and features a brand new deck that allows you to unwind and enjoy the Midwest sunsets. This highly sought after location is in the award-winning Liberty School District (Liberty North High School boundary) and offers a community with well-maintained sidewalks that lead to the neighborhood pool, park and soccer fields. Take comfort knowing you are just minutes from unlimited retail & restaurants options in the perfect location between I-35 and 435 – accessibility is never an issue. Just 20 minutes from Kansas City International Airport and nearby over a dozen golf courses including Hodge Park, Shoal Creek and Golf Ranch. The search for a home that seamlessly blends comfort, quality, and convenience is finally over.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
13
BikeSomewhat Bikeable

Schools

5/10
4/10
9/10
Liberty North High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Composition
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Free-Standing Electric Oven
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: Basement

Bedroom2

  • Features: Carpet,Ceiling Fan(s)
  • Level: Second

Bedroom3

  • Features: Carpet,Ceiling Fan(s)
  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 216

Family Room

  • Features: Carpet,Ceiling Fan(s),Fireplace
  • Level: Main
  • Area: 285

Features

  • Ceiling Fan(s),Vaulted Ceiling(s)
  • Door features: Storm Door(s)
  • Window features: Skylight(s),Thermal Windows
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,Gas Starter,Insert
  • Fireplace: Yes
  • Finished area below ground: 918
  • Finished area above ground: 1,836

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,754
  • Total interior livable area: 2,754 sqft

Kitchen

  • Features: Pantry
  • Level: Main
  • Area: 168

Living Room

  • Level: Basement

Master Bedroom

  • Features: Carpet,Ceiling Fan(s)
  • Level: Second
  • Area: 240

Property

Details

  • Parcel number: 10905000416.00

Features

  • Patio & porch: Deck,Porch
  • Spa features: Bath
  • Fencing: Wood

Lot

  • Lot size: 0.27 Acres
  • Features: City Limits

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$281$3,372
Property Taxes $371$4,452
Electricity $210$2,523
Total$2,985$35,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,342/yr
40% on housing$89,550/yr
45% on housing$79,600/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 64157$205
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64157$192
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$439,000

For Sale by Agent

AgentSierra Dominiak
BrokeragePlatinum Realty LLC

Similar Homes