




9101 NE 109th Ter, Kansas City, MO, 64157
About This Home
Welcome to 9101 NE 109th Terrace, nestled on a large lot in the beautiful Somerbrook Subdivision. This charming home features 4 large bedrooms, 3.5 bathrooms and has been cared for by the same dedicated owners for almost 22 years. Come inside and be captivated by the freshly painted interior and thermal windows that fill each room with radiant natural light, perfectly highlighting the rich hardwood floors throughout. Every detail has been thoughtfully designed to enhance your entertaining experience, while offering abundant storage options both in the spacious basement and accessible attic. The finished basement opens directly to a large backyard and features a brand new deck that allows you to unwind and enjoy the Midwest sunsets. This highly sought after location is in the award-winning Liberty School District (Liberty North High School boundary) and offers a community with well-maintained sidewalks that lead to the neighborhood pool, park and soccer fields. Take comfort knowing you are just minutes from unlimited retail & restaurants options in the perfect location between I-35 and 435 – accessibility is never an issue. Just 20 minutes from Kansas City International Airport and nearby over a dozen golf courses including Hodge Park, Shoal Creek and Golf Ranch. The search for a home that seamlessly blends comfort, quality, and convenience is finally over.
Getting Around
Schools
Construction
Condition
- Year built: 2003
Materials
- Roof: Composition
- Construction materials: Concrete,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Free-Standing Electric Oven
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bathroom1
- Level: Second
Bathroom2
- Level: Second
Bathroom3
- Level: Basement
Bedroom2
- Features: Carpet,Ceiling Fan(s)
- Level: Second
Bedroom3
- Features: Carpet,Ceiling Fan(s)
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 216
Family Room
- Features: Carpet,Ceiling Fan(s),Fireplace
- Level: Main
- Area: 285
Features
- Ceiling Fan(s),Vaulted Ceiling(s)
- Door features: Storm Door(s)
- Window features: Skylight(s),Thermal Windows
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas,Gas Starter,Insert
- Fireplace: Yes
- Finished area below ground: 918
- Finished area above ground: 1,836
Half Bath
- Level: Main
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 2,754
- Total interior livable area: 2,754 sqft
Kitchen
- Features: Pantry
- Level: Main
- Area: 168
Living Room
- Level: Basement
Master Bedroom
- Features: Carpet,Ceiling Fan(s)
- Level: Second
- Area: 240
Property
Details
- Parcel number: 10905000416.00
Features
- Patio & porch: Deck,Porch
- Spa features: Bath
- Fencing: Wood
Lot
- Lot size: 0.27 Acres
- Features: City Limits
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tornado
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance * | $281 | $3,372 |
| Property Taxes | $371 | $4,452 |
| Electricity | $210 | $2,523 |
| Total | $2,985 | $35,820 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Listed for sale | $439,000 |
