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8820 NE 110th St, Kansas City, MO, 64157

4beds
3baths
2,488sqft
$380,000
$153price/sqft
$2,700/moest. monthly cost
$108,000/yrincome needed

About This Home

Think all split-levels are the same? Before you scroll past this one, take a closer look. Maybe it's the cramped entry, laundry on a different level from the bedrooms, or simply not enough flexible space. Before you rule them all out, come see what makes this one different. Start at the front door. Instead of stepping into a tight landing, you're welcomed into a true foyer with room to come in and greet guests. Upstairs, another difference becomes clear: three bedrooms, two full bathrooms, and the laundry are all together on the main living level. The spacious primary suite features a walk-in closet and private ensuite bathroom, while the secondary bedrooms are generously sized. The kitchen opens directly to a deck overlooking the fenced backyard, creating an easy connection between indoor and outdoor living. The lower level adds even more flexibility with a studio-style living area, full bathroom, non-conforming fourth bedroom, and separate entrance from the garage. Multi-generational living, extended guest space, home office, workout area, hobby room, or private retreat—the layout gives you options. Even the garage has a surprise. It's a two-car garage, but a walk-through area between the bays adds width, extra depth provides valuable storage space, and easy attic access adds even more storage potential. Direct access from the garage to the backyard adds another layer of convenience. With 2,488 square feet, three full bathrooms, generous bedrooms, flexible living areas, and a location in Somerbrook within the Liberty School District, there's more here than the words "split-level" might suggest. If you've been skipping split-levels, make this the exception. Schedule a showing, experience the layout in person, and decide for yourself—or contact the listing agent to learn more.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
21
BikeSomewhat Bikeable

Schools

6/10
6/10
9/10
Liberty North High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Microwave,Free-Standing Electric Oven
  • Laundry features: Bedroom Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedroom2

  • Features: Carpet,Ceiling Fan(s)
  • Area: 132

Bedroom3

  • Features: Carpet,Ceiling Fan(s)
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Area: 156

Features

  • Ceiling Fan(s),Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Thermal Windows
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Great Room
  • Fireplace: Yes
  • Finished area below ground: 843
  • Finished area above ground: 1,645

Great Room

  • Features: Carpet
  • Area: 300

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,488
  • Total interior livable area: 2,488 sqft

Kitchen

  • Area: 120

Master Bedroom

  • Features: Carpet,Ceiling Fan(s),Walk-In Closet(s)
  • Area: 210

Recreation Room

  • Features: Carpet
  • Area: 480

Property

Details

  • Parcel number: 109050006009.00

Features

  • Patio & porch: Deck,Patio
  • Fencing: Wood

Lot

  • Lot size: 8,712 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$255$3,060
Property Taxes $335$4,020
Electricity $189$2,279
Total$2,700$32,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,571/yr
40% on housing$81,000/yr
45% on housing$72,000/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 64157$205
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64157$192
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$380,000
2026-07-02Price change$390,000
2026-05-26Listed for sale$399,900
2010-02-01Sold--
2009-06-13Listed for sale$185,000
2001-08-08Sold--

For Sale by Agent

AgentBob Henderson Team
BrokerageReeceNichols-KCN

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