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3105 B Hwy, Liberty, MO, 64068

2beds
1baths
768sqft
$225,000
$293price/sqft
$1,641/moest. monthly cost
$65,640/yrincome needed

About This Home

Country living with convenience! This charming 2-bedroom, 1-bath home offers an updated kitchen and sits on a spacious 0.29-acre lot surrounded by beautiful acreage and peaceful farmland. Enjoy the privacy and scenic views while still being just ½ mile from Highway 69, providing quick access for commuters. Located on a paved county road, this home offers the perfect blend of rural charm and everyday convenience. Whether you’re looking for your first home, a place to downsize, or an investment opportunity, this property is one you won’t want to miss! (Garage & dry basement have concrete floors!) 2 driveways make parking toys & oversized vehicles a breeze! * Liberty Schools * Mature shade trees create a beautiful setting. * Nice amount of yard with room for gardening, pets, or outdoor entertaining. * Quiet country feel without being isolated. * Updated kitchen * Country setting * Paved road * Easy highway access * Large yard * Mature trees * Surrounded by farmland * No gravel roads * Updated kitchen cabinets with slow close doors * Detached garage has concrete floor I think this one will appeal to buyers who want the peace of the country without sacrificing an easy commute.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
7/10
Heritage Middle SchoolGrades 6-83.6 mi
9/10
Liberty North High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Fixer

Materials

  • Roof: Composition
  • Construction materials: Board & Batten Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: First
  • Area: 24

Bedroom2

  • Features: Ceiling Fan(s),Part Drapes/Curtains
  • Level: First
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Wood
  • Finished area above ground: 768

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Electric

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Kitchen

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 143

Laundry

  • Level: First
  • Area: 49

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 209

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 121

Property

Details

  • Parcel number: 11801000113.00

Features

  • Fencing: Partial

Lot

  • Lot size: 0.29 Acres
  • Features: Adjoin Greenspace,Corner Lot,Level

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Drought
Ice Storm
Landslide
Lightning
Wildfire

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$165$1,980
Property Taxes $198$2,376
Electricity $141$1,693
Total$1,641$19,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,262/yr
40% on housing$49,230/yr
45% on housing$43,760/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 64068$178
Clay County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 64068$168
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$225,000
2026-07-15Price change$225,000
2026-07-08Listed for sale$250,000
2012-03-27Sold--

For Sale by Agent

AgentBobbi Cordova
BrokerageReeceNichols-KCN

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