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1204 Wornall Rd, Excelsior Springs, MO, 64024

3beds
2baths
1,401sqft
$180,000
$128price/sqft
$1,373/moest. monthly cost
$54,920/yrincome needed

About This Home

Bring your remodeling ideas to this spacious 3 bedroom 1.5 bath raised ranch in a nice quiet neighborhood located in a cul-de sac. Enjoy sitting on the shaded front deck in the morning and evenings. Spacious living room is open to the family room which offers a fireplace. Large eat in kitchen walks out to small backyard area. Full basement offers room for expansion and has a half bath. Bring your toolbelt and reap the rewards.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
Cornerstone ElementaryGrades PK-50.9 mi
5/10

Construction

Condition

  • Year built: 1968

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,401

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,401
  • Total interior livable area: 1,401 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 123060016026.00
  • Special condition: HUD Owned

Lot

  • Lot size: 8,276 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$163$1,956
Property Taxes $159$1,908
Electricity $141$1,693
Total$1,373$16,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,074/yr
40% on housing$41,190/yr
45% on housing$36,613/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 64024$145
Clay County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 64024$155
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$180,000
2026-02-13Sold--

For Sale by Agent

AgentCindy Spicer
BrokerageReeceNichols North Star

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