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607 N Main St, Excelsior Springs, MO, 64024

1beds
1baths
932sqft
$159,900
$172price/sqft
$1,235/moest. monthly cost
$49,400/yrincome needed

About This Home

NEW PRICE!!! This completely renovated home nestled on three combined lots is ready for it's NEW owners!! This rare setting offers exceptional privacy, breathtaking views, and endless possibilities, all while being just a short walk from the heart of historic downtown Excelsior Springs. Enjoy the convenience of boutiques, local shops, restaurants, breweries, coffee houses, and year-round community events just minutes from your front door. The seller spared no expense transforming this one-of-a-kind home into a warm, inviting retreat bursting with character, charm, and cozy comfort. New flooring flows throughout the home, complemented by fresh interior paint, custom live-edge wood accents, all-new lighting, new closets in the primary bedroom, and a beautiful new front door.The kitchen has been completely remodeled with new cabinetry, countertops, sink, disposal, and appliances. The spacious bathroom was also fully transformed with a new shower, vanity, toilet, updated flooring, and a convenient washer and dryer station.The improvements go far beyond cosmetic updates. Major investments include all new plumbing from the house to the city main, providing peace of mind for years to come.Step outside and discover what truly makes this property special. The three-lot setting offers incredible flexibility with a new privacy fence and ample room to garden, entertain around the fire pit, build a workshop or additional garage, expand the home, or simply enjoy your own private park-like retreat. Properties with this much land, this close to downtown, are exceptionally rare. With close to 50k in renovations and upgrades, this move-in-ready property combines modern finishes, quality craftsmanship, and an unbeatable location near one of the Kansas City area's most charming historic downtown districts. Whether you're looking for your first home, a place to downsize, or an investment opportunity, this Excelsior Springs gem is one you won't want to miss!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
Lewis Elementary SchoolGrades K-50.7 mi
5/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range
  • Laundry features: In Bathroom,Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Luxury Vinyl
  • Level: Main

Bedroom1

  • Features: Luxury Vinyl
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Luxury Vinyl
  • Level: Main

Features

  • Painted Cabinets
  • Window features: Thermal Windows
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 932

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Multi Units,Electric

Interior Area

  • Total structure area: 932
  • Total interior livable area: 932 sqft

Kitchen

  • Features: Luxury Vinyl
  • Level: Main

Living Room

  • Features: Luxury Vinyl
  • Level: Main

Property

Details

  • Parcel number: 123070018008.00

Features

  • Patio & porch: Deck
  • Exterior features: Fire Pit
  • Fencing: Privacy,Wood

Lot

  • Lot size: 3,920 sqft
  • Features: City Limits

Parking

  • Parking features: Off Street,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$145$1,740
Property Taxes $141$1,692
Electricity $141$1,693
Total$1,235$14,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,342/yr
40% on housing$37,050/yr
45% on housing$32,933/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 64024$146
Clay County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 64024$155
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$159,900
2026-07-12Listed for sale$172,000
2024-09-18Sold--
2024-07-25Pending sale$95,000
2024-07-10Listed for sale$95,000
2007-09-14Sold--

For Sale by Agent

AgentAbby Powers
BrokerageThe Real Estate Store LLC

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