




426 Benton Ave, Excelsior Springs, MO, 64024
About This Home
If you’ve been waiting for something with personality—something that doesn’t feel like every other listing out there—this one’s going to hit different. Right in the heart of Excelsior Springs’ historic district in the Saratoga Addition, this 1920 bungalow brings together the charm you want with the updates you need: 3 bedrooms, 2 fully redesigned baths, and 1,380 square feet of living space with hardwood floors throughout (no carpet anywhere). The kitchen has been completely refreshed with new stainless appliances and cabinets, and it flows easily into the rest of the home, making it perfect whether you’re cooking a quick meal or having people over. You’ll notice the thoughtful balance of old and new right away—historic windows kept where required, thermal pane updates where allowed, plus central air to keep things comfortable year-round. Outside, you’ve got a manageable 4,792 square foot lot, a detached garage, and off-street parking—which is a big win in a historic neighborhood like this. And the location? Just minutes from downtown Excelsior Springs, where you can grab dinner, explore local shops, or jump into community events without going far. It’s not just updated—it’s intentional, full of character, and the kind of place you don’t come across very often.
Getting Around
Schools
Construction
Condition
- Year built: 1920
Materials
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: Cellar
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area above ground: 1,380
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 1,380
- Total interior livable area: 1,380 sqft
Property
Details
- Parcel number: 123120018020.00
Lot
- Lot size: 4,792 sqft
Parking
- Parking features: Detached,Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Tornado
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $955 | $11,460 |
| Home Insurance * | $171 | $2,052 |
| Property Taxes | $166 | $1,992 |
| Electricity | $141 | $1,693 |
| Total | $1,433 | $17,196 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $189,000 |
| 2026-04-09 | Price change | $199,000 |
| 2026-02-26 | Listed for sale | $210,000 |
