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435 Benton Ave, Excelsior Springs, MO, 64024

--beds
0baths
--sqft
$299,900
--price/sqft
$2,193/moest. monthly cost
$87,720/yrincome needed

About This Home

Income-producing triplex in Excelsior Springs. Completely renovated to minimize expenses and maximize rental yield. The building includes a full basement and a detached garage. Tenants benefit from three designated parking options: a private back drive, a private side drive, and street parking. Currently has 2 rented units and 1 available for viewing.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
Lewis Elementary SchoolGrades K-50.6 mi
5/10

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex

Interior

Appliances

  • Appliances included: Cooktop,Exhaust Fan,Refrigerator,Water Heater

Basement

  • Has basement: Yes

Features

  • Common Entry

Heating & Cooling

  • Heating features: Natural Gas,Radiant
  • Cooling features: Electric,Window Unit(s)

Property

Details

  • Parcel number: 1231200192.00
  • Zoning: R-3

Features

  • Exterior features: Private Entrance

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 40 x 120

Parking

  • Total spaces: 3
  • Parking features: Garage,Off Street,On Street
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$272$3,264
Property Taxes $264$3,168
Electricity $141$1,693
Total$2,193$26,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,188/yr
40% on housing$65,790/yr
45% on housing$58,480/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 64024$143
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64024$155
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$309,000
2026-02-07Listing removed$1,000
2026-01-20Price change$1,000
2025-11-02Listed for rent$1,100
2024-05-10Listing removed$1,000
2024-05-10Price change$1,000
2024-05-03Price change$1,100
2024-04-14Listed for rent$1,200
2021-07-23Sold--
2021-05-17Pending sale$119,900
2021-05-17Contingent$119,900
2021-04-27Price change$119,900
2021-03-02Price change$129,900
2020-12-28Listed for sale$135,000
2020-12-07Pending sale$135,000
2020-11-09Listed for sale$135,000

For Sale by Agent

AgentDavida Connell
BrokerageUnited Real Estate Kansas City

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