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515 Park Ave, Excelsior Springs, MO, 64024

2beds
1baths
576sqft
$115,000
$200price/sqft
$927/moest. monthly cost
$37,080/yrincome needed

About This Home

2-bedroom home located on quiet street with level private backyard. Covered back deck off bedroom. Wood floors equipped kitchen with laundry closet set up for a stackable washer and dryer. Good parking pad for off-street parking. There is a full lighted basement for accessing plumbing, electric etc., that is accessed by a trap door in the back bedroom. Why pay rent when you can by a 2 bedroom for this price!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Lewis Elementary SchoolGrades K-50.6 mi
5/10

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: In Kitchen,Main Level

Basement

  • Basement: Full

Bedroom2

  • Features: Wood Floor
  • Level: First
  • Area: 81

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 576

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 576
  • Total interior livable area: 576 sqft

Kitchen

  • Features: Wood Floor
  • Level: First
  • Area: 108

Living Room

  • Features: Wood Floor
  • Level: First
  • Area: 144

Master Bedroom

  • Features: Wood Floor
  • Level: First
  • Area: 121

Property

Details

  • Parcel number: 12312002816.00

Lot

  • Lot size: 6,497 sqft
  • Features: City Lot
  • Lot size dimensions: 54.28 x 119.70

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$104$1,248
Property Taxes $101$1,212
Electricity $141$1,693
Total$927$11,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,782/yr
40% on housing$27,810/yr
45% on housing$24,720/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 64024$146
Clay County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 64024$155
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$115,000
2026-07-18Listed for sale$115,000
2015-10-09Listing removed$55,000
2015-06-08Listed for sale$55,000
2006-10-31Sold--

For Sale by Agent

AgentHightower Heritage Team
BrokerageJason Mitchell Real Estate Mis

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