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309 NE 88th Ter, Kansas City, MO, 64155

3beds
2baths
1,317sqft
$303,000
$230price/sqft
$2,129/moest. monthly cost
$85,160/yrincome needed

About This Home

The moment you walk in, you’ll notice how clean, modern, and easy this home feels. The main living space gets great natural light, and the layout connects the kitchen, dining, and living areas in a way that just works. Whether you’re relaxing at home or having people over, the space feels comfortable and functional. This home offers three spacious bedrooms that give you real flexibility. Bedrooms, guest space, or a home office, each room is large enough to use the way you need. The bathrooms have been fully updated with quality finishes that match the rest of the home. You also have both a patio and a deck, giving you simple options to enjoy the outdoors, plus a fully fenced backyard that is perfect for kids and pets. The unfinished basement gives you the opportunity to add value over time. You can finish it into a second living area, additional bedrooms, or a workspace based on your needs. You are not paying for someone else’s choices. You get to make it your own while building equity. Just as important, the big ticket items have already been handled. The sellers spent $12,000 to repair the sewer line and $5,000 to upgrade the electrical panel to 200 amps. That is real work that gives you peace of mind moving in. Located less than 13 minutes from KCI Airport and about 20 minutes to downtown Kansas City, you get convenience without giving up comfort. This home checks the boxes for today and gives you room to grow. For more details or to schedule your showing click "Contact Johnnie" to get connected.

Getting Around

60
WalkingSomewhat Walkable
23
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

--
7/10
7/10
Oak Park High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Composition
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Freezer,Exhaust Fan,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Garage

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Garage Entrance,Interior Entry,Unfinished

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First
  • Area: 121

Bedroom3

  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First
  • Area: 192

Features

  • Ceiling Fan(s),Painted Cabinets,Pantry,Walk-In Closet(s)
  • Window features: Window Coverings,Storm Window(s)
  • Flooring: Ceramic Tile,Concrete,Luxury Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,317

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,317
  • Total interior livable area: 1,317 sqft

Kitchen

  • Level: First
  • Area: 112

Laundry

  • Level: Basement
  • Area: 30

Living Room

  • Level: First
  • Area: 180

Master Bedroom

  • Level: First
  • Area: 154

Recreation Room

  • Level: Basement
  • Area: 273

Property

Details

  • Parcel number: 133090008002.00

Features

  • Patio & porch: Patio
  • Exterior features: Balcony
  • Fencing: Metal

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Hail
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,532$18,384
Home Insurance *$189$2,268
Property Taxes $267$3,204
Electricity $141$1,693
Total$2,129$25,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,994/yr
40% on housing$63,870/yr
45% on housing$56,773/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 64155$202
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64155$186
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$315,000
2023-11-10Sold--
2023-10-19Pending sale$275,000
2023-10-19Contingent$275,000
2023-10-16Listed for sale$275,000
2023-10-12Listing removed--
2023-10-10Listed for rent$3,500

For Sale by Agent

AgentJohnnie Bembry III, Platinum Realty LLC
BrokeragePlatinum Realty LLC

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