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1403 NE 87th St, Kansas City, MO, 64155

4beds
3baths
2,502sqft
$404,900
$162price/sqft
$2,847/moest. monthly cost
$113,880/yrincome needed

About This Home

Cute 2 story on a treed corner lot. Lots of updating and new, shows pride in ownership. Vinyl replacement windows throughout and patio door... all with new screens. Fresh interior paint and new carpet. Updated kitchen with quartz counter tops and refinished hardwoods. Updated bathrooms. New roof, gutters and downspouts with gutter guards. Maintenance-free insulated vinyl siding. New garage doors and quiet belt driven openers. HVAC is 7 years old with built-in humidifier (new a-coil 2025). Custom patio with stone fire pit surrounded by mature trees. Finished basement with rec room and home office. Walk-in pantry / laundry off kitchen. Wrap around front porch with custom cedar & vinyl. Washer/dryer, whole house water softener, reverse osmosis water purifier, garage freezer and convection/microwave included... fridge negotiable.

Getting Around

25
WalkingCar-Dependent
19
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

6/10
Clardy Elementary SchoolGrades K-50.7 mi
7/10
7/10
Oak Park High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Humidifier,Microwave,Free-Standing Electric Oven,Washer,Water Purifier,Water Softener
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Pantry,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Window Coverings,Thermal Windows
  • Flooring: Luxury Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 384
  • Finished area above ground: 2,118

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,502
  • Total interior livable area: 2,502 sqft

Property

Details

  • Parcel number: 1331500158.00

Features

  • Patio & porch: Patio,Porch
  • Exterior features: Fire Pit

Lot

  • Lot size: 10,454 sqft
  • Features: City Lot,Corner Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$252$3,024
Property Taxes $357$4,284
Electricity $191$2,292
Total$2,847$34,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,611/yr
40% on housing$85,410/yr
45% on housing$75,920/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 64155$202
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64155$186
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$399,900
2026-07-24Price change$404,900
2026-07-11Listed for sale$409,900

For Sale by Agent

AgentDave Baldwin
BrokeragePlatinum Realty LLC

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