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505 NE 74th Ter, Gladstone, MO, 64118

5beds
2baths
1,714sqft
$270,000
$158price/sqft
$1,953/moest. monthly cost
$78,120/yrincome needed

About This Home

Fresh updates and plenty of space make this 5-bedroom, 2-bath Cape Cod a must-see! Situated on a generous 19,166-square-foot lot, this home offers a flexible floor plan to fit a variety of needs, whether you're looking for additional bedrooms, a home office, or hobby space. Recent improvements include a newer roof, replacement windows, and fresh interior and exterior paint. The kitchen features abundant counter space, a gas range, and freshly painted cabinetry, while the main-level primary bedroom showcases beautiful hardwood floors. The upper level provides additional living space with endless possibilities. The unfinished walk-out basement offers excellent storage and room to expand, and the large backyard provides plenty of space to relax, entertain, or play. Conveniently located with easy access to shopping, dining, and major highways, this home is ready for its next owner. Come see all it has to offer!

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Clardy Elementary SchoolGrades K-50.9 mi
6/10
Antioch Middle SchoolGrades 7-81.6 mi
7/10
Oak Park High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Range
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Bath/Stubbed,Sump Pump

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 121

Bedroom3

  • Level: First
  • Area: 120

Bedroom4

  • Features: Carpet
  • Level: Second

Bedroom5

  • Features: Carpet

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 144

Features

  • Ceiling Fan(s)
  • Flooring: Wood
  • Finished area below ground: 490
  • Finished area above ground: 1,224

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,714
  • Total interior livable area: 1,714 sqft

Kitchen

  • Features: Ceramic Tiles
  • Level: First
  • Area: 135

Kitchen2Nd

  • Features: Vinyl
  • Level: Second

Living Room

  • Level: First
  • Area: 210

Master Bathroom

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: First
  • Area: 49

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 165

Other

  • Features: Carpet
  • Level: Second

Property

Details

  • Parcel number: 1361000044.00

Features

  • Patio & porch: Screened
  • Spa features: Bath
  • Fencing: Privacy,Wood

Lot

  • Lot size: 0.44 Acres
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$209$2,508
Property Taxes $238$2,856
Electricity $141$1,693
Total$1,953$23,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,960/yr
40% on housing$58,590/yr
45% on housing$52,080/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 64118$194
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64118$161
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$270,000
2026-08-06Contingent$270,000
2026-08-03Price change$270,000
2026-07-16Listed for sale$280,000
2012-08-07Sold--
2011-10-01Listed for sale$125,000
2008-09-23Sold--
2008-05-07Sold--
2005-04-15Sold--

For Sale by Agent

AgentGayla Hiatt Group
BrokerageKeller Williams KC North

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