See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5224 N Main St, Kansas City, MO, 64118

3beds
4baths
2,880sqft
$485,000
$168price/sqft
$3,474/moest. monthly cost
$138,960/yrincome needed

About This Home

Welcome to your private half-acre retreat! This stunning 1.5-story home sits perfectly on a quiet cul-de-sac, offering unparalleled natural beauty and frequent visits from local deer, owls, a fox, and vibrant birds. Inside, a soaring wall of windows floods the living room with natural light, showcasing custom built-in bookshelves that beautifully flank a cozy (see-through) fireplace. The refreshed kitchen with a light-filled breakfast room serves as the heart of the home, flowing seamlessly into the open great room and the formal dining room. The main-level primary suite is a true sanctuary, featuring a see-through fireplace, a private martini deck for quiet evenings, and a newly renovated spa-like bathroom complete with sleek ceramic tile, quartz countertops, a jetted tub, a separate shower and walk in closet. Upstairs, you will find two generously sized bedrooms equipped with walk-in closets and a shared Jack-and-Jill bathroom. A delightful loft with a skylight and built-in bookshelves is another flex area of the house, perfect for a playroom, reading room/library, or home office space. Head downstairs to an expansive walk-out lower level...designed for ultimate entertainment and lifestyle flexibility. Project your favorite movies on a massive screen; there is plenty of room for multiple game tables, or set up a home gym or dance area with a mirrored wall. This level also features a nonconforming fourth bedroom situated right next to a full bath, plus two large storage rooms. Step outside to the massive 12 x 12 sunroom to enjoy serene, panoramic views of your tree-lined backyard and the peaceful, rippling creek. You will have total privacy without sacrificing location: this property offers easy highway access...just 10 minutes from downtown and 20 minutes from MCI. Nature, privacy, convenient location...this property has it all.

Getting Around

32
WalkingCar-Dependent
26
TransitSome Transit
18
BikeSomewhat Bikeable

Schools

5/10
3/10
Northgate Middle SchoolGrades 7-81.5 mi
5/10

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Composition
  • Construction materials: Board & Batten Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Free-Standing Electric Oven,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement BR,Finished,Full,Radon Mitigation System,Walk-Out Access

Bathroom2

  • Level: Second

Bathroom3

  • Level: Lower

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Ceiling Fan(s),Painted Cabinets,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Great Room,Fireplace Screen
  • Fireplace: Yes
  • Finished area below ground: 1,416
  • Finished area above ground: 1,464

Great Room

  • Level: Main

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,880
  • Total interior livable area: 2,880 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Loft

  • Level: Second

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 139130013008.00
  • Exclusions: Washer|dryer

Features

  • Patio & porch: Deck,Screened
  • Waterfront features: Stream(s)

Lot

  • Lot size: 0.50 Acres
  • Features: City Lot,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$375$4,500
Property Taxes $428$5,136
Electricity $219$2,639
Total$3,474$41,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,108/yr
40% on housing$104,220/yr
45% on housing$92,640/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 64118$194
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64118$161
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$475,000
2026-07-28Listed for sale$485,000
2021-01-08Listing removed--
2015-10-27Listing removed$289,900
2015-09-17Listed for sale$289,900

For Sale by Agent

AgentConcierge Real Estate Group
BrokerageWorth Clark Realty

Similar Homes