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138 S Terrace Ave, Liberty, MO, 64068

3beds
1baths
1,328sqft
$229,900
$173price/sqft
$1,675/moest. monthly cost
$67,000/yrincome needed

About This Home

Wonderful Liberty bungalow! Plenty of old world charm! Wood floors galore! This house features so many updates: Roof replaced 2024, Oven range, Kitchen Exhaust fan, Dishwasher & Refrigerator changed out in 2024. Washing machine and Dryer were replaced in 2024- all these modern appliances go the with property! Hot Water Heather Updated in 2024. Modern rope white rope lighting 2024. Furnace and Air conditioning completely replaced in 2024! Located on a quiet, low traffic street. Additional Parking and garage& shed located behind house. Location is convenient to 291HW & 152HW & HW35! Liberty Schools! Much of the heavy lifting has been done- Don't miss out on this beauty!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
7/10
Heritage Middle SchoolGrades 6-80.3 mi
9/10
Liberty North High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1928

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bathroom1

  • Features: Wood Floor
  • Level: First

Bedroom2

  • Features: Wood Floor
  • Level: First

Bedroom3

  • Features: Wood Floor
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Wood Floor
  • Level: First

Features

  • Ceiling Fan(s),Kitchen Island,Pantry
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,328

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,328
  • Total interior livable area: 1,328 sqft

Kitchen

  • Features: Ceramic Tiles
  • Level: First

Laundry

  • Level: First

Living Room

  • Features: Wood Floor
  • Level: First

Master Bedroom

  • Features: Wood Floor
  • Level: First

Property

Details

  • Parcel number: 15117000153.00

Features

  • Patio & porch: Porch
  • Fencing: Metal

Lot

  • Lot size: 7,840 sqft
  • Features: City Lot,Level
  • Lot size dimensions: 50' x 150'

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage Faces Side,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$169$2,028
Property Taxes $203$2,436
Electricity $141$1,693
Total$1,675$20,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,428/yr
40% on housing$50,250/yr
45% on housing$44,666/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 64068$178
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64068$168
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$234,900
2024-07-08Sold--
2023-04-26Listing removed--
2023-04-19Price change$180,000
2023-04-14Price change$199,000
2023-04-03Listed for sale$205,000
2018-09-26Sold--
2018-09-10Pending sale$89,900
2018-08-22Price change$89,900
2018-07-16Price change$99,900
2018-06-23Price change$106,000
2018-05-20Listed for sale$115,000
2013-05-21Sold--
2013-02-15Listing removed$94,000
2013-02-11Listed for sale$94,000
2011-08-30Listing removed$99,500
2011-06-14Listed for sale$99,500
2011-04-22Listing removed$93,000
2010-10-21Price change$93,000
2010-09-10Price change$96,000
2010-06-27Price change$99,500
2010-03-06Price change$102,500
2010-02-21Price change$104,500
2010-01-16Price change$105,000
2009-10-11Listed for sale$114,900

For Sale by Agent

AgentGus Al Salman
BrokeragePlatinum Realty LLC

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