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224 S Missouri St, Liberty, MO, 64068

2beds
1baths
1,156sqft
$154,900
$134price/sqft
$1,173/moest. monthly cost
$46,920/yrincome needed

About This Home

Opportunity awaits with this charming 2-bedroom, 1-bath home offering exceptional value and endless potential. Whether you're a first-time homebuyer looking to build equity or an investor seeking your next fix-and-flip or long-term rental, this property offers a variety of possibilities. The home features a spacious workshop basement, ideal for hobbies, storage, or a dedicated workspace. The floored, partially finished attic provides additional usable space with the potential for a home office, recreation room, or other flexible living area (buyer to verify permitted uses). Currently occupied by a long-term tenant on a month-to-month lease paying $850 per month, well below current market rent, offering significant upside for investors. Outside, you'll find a fenced backyard and abundant off-street parking accessible behind the home. With solid fundamentals, multiple exit strategies, and plenty of room to increase value, this is a property you'll want to see. Sold as-is. Interior showings by appointment only to respect the tenant's privacy.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
7/10
Heritage Middle SchoolGrades 6-80.7 mi
9/10
Liberty North High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1880

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,156

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,156
  • Total interior livable area: 1,156 sqft

Property

Details

  • Parcel number: 151180006014.00
  • Special condition: As Is

Features

  • Fencing: Metal

Lot

  • Lot size: 0.27 Acres

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$113$1,356
Property Taxes $136$1,632
Electricity $141$1,693
Total$1,173$14,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,217/yr
40% on housing$35,190/yr
45% on housing$31,280/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 64068$179
Clay County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 64068$168
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Price change$154,900
2026-07-06Listed for sale$160,000

For Sale by Agent

AgentErich Henson
BrokerageJuncture

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