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3813 NE 42nd Ter, Kansas City, MO, 64117

2beds
1baths
836sqft
$155,000
$185price/sqft
$1,210/moest. monthly cost
$48,400/yrincome needed

About This Home

Back on the market. Buyer got cold feet. No Inspections done. Move in Ready Starter Home! This charming 2 bedroom, 1 bathroom home is a great option for first-time buyers, downsizers, or anyone looking for an affordable place to call home. Featuring an updated kitchen, comfortable living space, and plenty of parking, this home is ready for its new owners!

Getting Around

59
WalkingSomewhat Walkable
19
TransitMinimal Transit
55
BikeBikeable

Schools

6/10
4/10
Winnetonka High SchoolGrades 9-121.5 mi
3/10

Construction

Condition

  • Year built: 1936

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Electric Oven

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Luxury Vinyl
  • Finished area below ground: 165
  • Finished area above ground: 671

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 836
  • Total interior livable area: 836 sqft

Property

Details

  • Parcel number: 181100006029.00

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 65 x 50'

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$150$1,800
Property Taxes $136$1,632
Electricity $141$1,693
Total$1,210$14,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,485/yr
40% on housing$36,300/yr
45% on housing$32,266/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 64117$145
Clay County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 64117$161
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$155,000
2026-07-27Listed for sale$155,000
2026-07-22Pending sale$155,000
2026-07-16Price change$155,000
2026-05-22Listed for sale$165,000
2017-08-27Sold--
2017-08-07Listed for sale$59,950
2010-01-03Listing removed$59,000
2009-07-12Listed for sale$59,000

For Sale by Agent

AgentTrent Thompson
BrokerageRealty Professionals Heartland

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