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86-138 Puhano St, Waianae, HI, 96792

3beds
1baths
944sqft
$725,000
$768price/sqft
$4,441/moest. monthly cost
$177,640/yrincome needed

About This Home

Aloha and welcome home to your very own backyard oasis! This plantation-style retreat features a sparkling outdoor pool perfect for sunny afternoons, evening dips, and easy island living. The private, fenced backyard is ideal for hosting family and friends, an inviting, relaxed space where everyone can unwind and enjoy time together. Filled with rustic Kama?aina charm and nestled within walking distance to the bank, post office, schools and shopping, this rare home blends comfort & convenience!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
Waianae Elementary SchoolGrades PK-60.4 mi
2/10
1/10
Waianae High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1960

Materials

  • Construction materials: Single Wall,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Other

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 944 sqft

Property

Details

  • Parcel number: 1860170050000
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground,Pool
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Level

Lot

  • Features: Cleared,Interior Lot,Level

Parking

  • Total spaces: 4
  • Parking features: Boat,Carport,Three or more Spaces
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Earthquake
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$191$2,292
Property Taxes $211$2,532
Electricity $374$4,497
Total$4,441$53,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,262/yr
40% on housing$133,230/yr
45% on housing$118,426/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$768This listing

vs Other Active Listings

Avg $/sqft

ZIP 96792$530
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96792$497
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$725,000
2026-05-23Listed for sale$750,000
2023-09-20Listing removed--
2023-09-07Listed for rent$2,500
2018-05-30Listing removed$2,400
2018-04-19Price change$2,400
2018-04-09Listed for rent$2,500
2018-03-02Listing removed$2,500
2018-02-12Listed for rent$2,500
1988-03-01Sold$90,000

For Sale by Agent

AgentG. Jeannie Byers
BrokerageWest Beach Realty, Inc.

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