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21 Park St Unit 2, Somerville, MA, 02143

2beds
2baths
1,746sqft
$899,000
$515price/sqft
$5,885/moest. monthly cost
$235,400/yrincome needed

About This Home

SIGNIFICANT PRICE IMPROVEMENT! Nearly 1,750 sqft of loft-inspired living between Spring Hill & Union Square—now offered at an exceptional new value. Expansive loft-inspired condo ideally situated between Spring Hill & Union Square, offering a rare combination of urban serenity, convenience & distinctive character. Spanning nearly 1,750 sqft, this contemporary loft features an open-concept floor-through design with sun-filled living spaces and an airy feel rarely found in today's market. The spacious living, dining & kitchen areas flow seamlessly—ideal for entertaining, WFH, creative pursuits, or simply enjoying the scale and flexibility of the space. Gleaming hardwood floors & thoughtful custom improvements enhance both privacy and functionality, including pocket doors and a dramatic custom barn door enclosing the primary suite. Dual walk-in closets, abundant storage, full-size W&D, deeded parking & a remarkably low $300/mo condo fee. Just steps from Gilman Square & Union Square Green Line stations and moments from neighborhood favorites including Sarma, Highland Kitchen & Conway Park. Nearly 1,750 sqft of loft-inspired living, deeded parking & a remarkably low $300/mo condo fee—an increasingly rare combination in today's market.

Getting Around

90
WalkingWalker's Paradise
77
TransitExcellent Transit
100
BikeBiker's Paradise

Schools

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Rubber
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: In Unit

Bathroom1

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
  • Level: Second
  • Area: 43.097222222

Bathroom2

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
  • Level: Second
  • Area: 43.631944444

Bedroom2

  • Features: Bathroom - Full, Walk-In Closet(s), Flooring - Hardwood, Window(s) - Picture, Lighting - Overhead
  • Level: Second
  • Area: 250.555555555

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: Second
  • Area: 188.333333333

Family Room

  • Features: Closet/Cabinets - Custom Built, Window(s) - Picture, Recessed Lighting
  • Level: Second
  • Area: 261

Features

  • Flooring: Hardwood
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,746

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,746
  • Total interior livable area: 1,746 sqft

Kitchen

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: Second
  • Area: 200.583333333

Living Room

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Picture, Recessed Lighting
  • Level: Second
  • Area: 251.111111111

Master Bedroom

  • Features: Bathroom - Full, Walk-In Closet(s), Flooring - Wood, Window(s) - Picture, Lighting - Overhead
  • Level: Second
  • Area: 198.277777777

Property

Details

  • Parcel number: M:45 B:B L:7 U:2,4587274
  • Attached to another structure: Yes
  • Zoning: Res
  • Other equipment: Intercom

Features

  • Entry location: Unit Placement(Upper)

Parking

  • Total spaces: 1
  • Parking features: Deeded,Off Street,Assigned,Guest
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$182$2,184
Property Taxes $804$9,648
Electricity $354$4,259
Total$5,885$70,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,771/yr
40% on housing$176,550/yr
45% on housing$156,933/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$515This listing

vs Other Active Listings

Avg $/sqft

ZIP 02143$562
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02143$805
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$899,000
2026-06-03Listed for sale$949,000
2021-11-16Sold$74,000
2019-06-17Sold$850,000
2019-05-07Pending sale$839,900
2019-05-02Listed for sale$839,900
2015-11-06Sold$597,000
2015-09-17Pending sale$599,900
2015-09-12Price change$599,900
2015-08-28Listed for sale$619,900
2015-08-18Pending sale$619,900
2015-08-12Listed for sale$619,900
2010-09-30Sold$457,000
2004-04-30Sold$427,500

For Sale by Agent

AgentBenjamin Barrett
BrokerageBenjamin Barrett

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