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4045 Cleveland Ave, Saint Louis, MO, 63110

2beds
2baths
1,836sqft
$250,000
$136price/sqft
$1,800/moest. monthly cost
$72,000/yrincome needed

About This Home

Nestled in the heart of the highly sought-after Historic Shaw Neighborhood, this charming 2-story townhome offers over 1,800 square feet of light-filled living space with 2 bedrooms and 1.5 bathrooms. Filled with character and warmth, the adorable interior blends historic charm with thoughtful updates, creating a home that's both inviting and functional. The main level features a flexible open floor plan with 1/2 bath and a spacious kitchen with white cabinetry, a center island, and stainless steel appliances. Upstairs, you'll find two generously sized bedrooms with ample closet space, including one with a charming attached office/workspace, along with a full bathroom. Extend your living space outdoors with both upper and lower decks, plus the added benefit of off-street parking. Just steps from amazing bagels, Food Truck Fridays, the Missouri Botanical Garden, the Tower Grove Farmers' Market, and all the dining and entertainment along South Grand. You'll love having the best of city living at your doorstep. Nearby Tower Grove Park offers festivals, concerts, sports courts, walking paths, and year-round community events. Shaw is one of St. Louis' most desirable neighborhoods, known for its beautiful historic homes, tree-lined streets, walkability, and strong sense of community. This is a wonderful opportunity to enjoy an unbeatable lifestyle in one of the city's most beloved neighborhoods.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

6/10
Mann Elementary SchoolGrades PK-60.7 mi
1/10
Roosevelt High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1905

Materials

  • Construction materials: Brick,Stone

Type & Style

  • Home type: Townhouse
  • Architectural style: Historic
  • Property subType: Townhouse

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Carpet,Wood
  • Finished area above ground: 1,836

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,836
  • Total interior livable area: 1,836 sqft

Property

Details

  • Parcel number: 49210003540
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 2,090 sqft
  • Features: Back Yard,Front Yard

Parking

  • Parking features: Alley Access,Off Street,Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado
Cold Wave
Earthquake
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$181$2,172
Property Taxes $214$2,568
Electricity $141$1,693
Total$1,800$21,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,714/yr
40% on housing$54,000/yr
45% on housing$48,000/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 63110$162
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63110$204
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$250,000
2026-07-30Price change$250,000
2026-07-21Price change$259,000
2026-07-14Listed for sale$265,000
2026-07-14Listing removed$265,000
2026-07-07Price change$265,000
2026-06-17Listed for sale$275,000
2022-11-03Sold--
2022-10-08Pending sale$225,000
2022-09-26Listed for sale$225,000
2022-09-26Listing removed--
2022-09-14Listed for sale$225,000
2017-12-18Sold--
2017-11-14Pending sale$145,000
2017-11-06Price change$145,000
2017-10-11Price change$150,000
2017-09-21Price change$149,900
2017-08-23Pending sale$150,000
2017-07-22Price change$150,000
2017-05-26Listed for sale$159,000
2006-10-26Sold--

For Sale by Agent

AgentTara L Hacker
BrokerageGarcia Properties

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