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282 Lee St, Cape Vincent, NY, 13618

1beds
1baths
400sqft
$99,900
$250price/sqft
$906/moest. monthly cost
$36,240/yrincome needed

About This Home

Great opportunity to own a St Lawrence river summer getaway. This cottage sits on village parcel with municipal utilities. The lot features the one room with bath cottage with one stall detached garage. The location offers the owner the opportunity to stroll to all the amenities this river community has to offer. There is no kitchen in the building. The building sits on Piers with tie downs chained to concrete pad. The seller will have the remaining metal from cottage roof installed om the garage as part of the sale. This parcel also can be used as a residential lot for a stick built home or a manufactured home Great opportunity to enjoy the river life.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
7/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1982

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Other,See Remarks,Bedroom on Main Level
  • Flooring: Hardwood,Varies

Heating

  • Heating features: Other,See Remarks,None

Interior Area

  • Total structure area: 400
  • Total interior livable area: 400 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 2228010390810003012000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4,456 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 55 x 81

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,No Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$46$552
Property Taxes $109$1,308
Electricity $246$2,954
Total$906$10,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,062/yr
40% on housing$27,180/yr
45% on housing$24,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 13618$127
Jefferson County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 13618$177
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$99,900
2026-02-16Listed for sale$104,900
2018-12-05Sold$13,000
2018-09-13Pending sale$17,000
2018-07-03Listed for sale$17,000
2016-11-01Listing removed$19,900
2016-09-19Price change$19,900
2016-06-16Listed for sale$22,900
1995-08-04Sold$9,000

For Sale by Agent

AgentBarry William Kukowski
BrokerageHoward Hanna-Watertown

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