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16 Chelsea Dr, Horseheads, NY, 14845

5beds
5baths
4,983sqft
$695,000
$139price/sqft
$5,785/moest. monthly cost
$231,400/yrincome needed

About This Home

16 Chelsea Drive – Exceptional Luxury & Space Step into nearly 5,000 square feet of refined living in this stunning Colonial, where timeless elegance meets modern comfort. From the moment you enter, you’ll be greeted by exquisite Brazilian cherry hardwood floors and a breathtaking two-story living room that fills the home with natural light and an airy, open feel. The heart of the home is a beautifully appointed kitchen featuring rich cherry cabinetry, gleaming granite countertops, a wine fridge, and a spacious pantry—perfect for both everyday living and entertaining. Every detail has been thoughtfully designed, from the second floor laundry room to the luxurious marble finishes in the bathrooms. With five generously sized bedrooms and five full baths, there’s room for everyone. A convenient first-floor bedroom with a Jack-and-Jill bath offers flexibility for guests or multi-generational living. Upstairs, the primary suite is a true retreat, boasting an expansive walk-in closet and a spa-like bath complete with heated marble floors. Enjoy year-round comfort with whole-house air conditioning and efficient second-floor radiant heat. The finished lower level adds even more living space with a large family room and full bath—ideal for gatherings, recreation, or a private guest suite. Additional features include a wood-burning fireplace, poured foundation, and 200-amp electric service, all reflecting the quality and care found throughout this exceptional home. This is more than a home—it’s a statement of style, comfort, and craftsmanship.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
5/10
Horseheads Middle SchoolGrades 7-80.3 mi
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Foundation: Poured
  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator,Wine Cooler,Washer,Humidifier
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Cathedral Ceiling(s),Den,Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Granite Counters,Great Room,Home Office,Kitchen Island,Kitchen/Family Room Combo,Living/Dining Room,Pantry,Bedroom on Main Level,Loft,Bath in Primary Bedroom
  • Window features: Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air,Hot Water,Radiant Floor,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,983
  • Total interior livable area: 4,983 sqft

Property

Details

  • Parcel number: 07348905800200020260000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Blacktop Driveway,Deck

Lot

  • Lot size: 0.40 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 115 x 150

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Storage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$290$3,480
Property Taxes $1,158$13,896
Electricity $823$9,881
Total$5,785$69,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,342/yr
40% on housing$173,550/yr
45% on housing$154,266/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 14845$124
Chemung County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 14845$125
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$774,900
2004-10-18Sold$444,160
2003-12-10Sold$47,500
2001-10-05Sold$53,500

For Sale by Agent

AgentCarl Romans
BrokerageHoward Hanna Horseheads

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