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770 Oswegatchie Road, Palatine Bridge, NY, 13428

3beds
2baths
1,344sqft
$266,900
$199price/sqft
$2,243/moest. monthly cost
$89,720/yrincome needed

About This Home

Come visit this move in ready quiet double wide on 2.8 acres. The home has been gutted and redone to feature a beautiful wooden finish. As well as completely finished 3 bedrooms and 2 bathrooms. All new siding and skirting! Enjoy this quiet rural setting with a large garage for storage or an enthusiast's workshop! Property is contingent on seller finding a home, Work on property will be finished prior to closing(touch up work,covers,etc)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

7/10
East Hill SchoolGrades PK-53.4 mi
6/10
6/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Oven,Refrigerator

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Flooring: Laminate
  • Finished area below ground: 1,344
  • Finished area above ground: 1,344

Full Bathroom

  • Level: First

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Kerosene
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: First

Property

Details

  • Parcel number: 273489 48.34.32
  • Special condition: Standard

Lot

  • Lot size: 2.80 Acres

Parking

  • Total spaces: 6
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,349$16,188
Home Insurance *$170$2,040
Property Taxes $478$5,736
Electricity $246$2,954
Total$2,243$26,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,902/yr
40% on housing$67,290/yr
45% on housing$59,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 13428$89
Montgomery County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 13428$158
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$278,900
2024-08-27Sold$207,500
2024-07-18Pending sale$220,000
2024-07-03Listed for sale$220,000
2015-05-28Sold$35,000
2014-10-06Price change$59,900
2014-05-28Listed for sale$61,495
2014-01-18Listing removed$64,900
2013-03-09Price change$64,900
2012-05-16Price change$79,900
2011-11-18Listed for sale$89,000

For Sale by Agent

AgentIsrael Colon
BrokerageKrutz Properties, LLC

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