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44 Cooper Road, Monroe, NY, 10950

2beds
2baths
992sqft
$440,000
$444price/sqft
$3,349/moest. monthly cost
$133,960/yrincome needed

About This Home

Nestled at the end of a quiet road, this move-in ready home offers the perfect blend of privacy, comfort, and year-round recreation. Public records reflect 2 bedrooms and 2 full bathrooms; however, the home also features a versatile bonus room that is currently utilized as a third bedroom and includes access to a private en-suite bathroom, providing additional flexibility for guests, a home office, or extended living. The bonus room also has a door that leads to a small back deck, and the kitchen includes a door that opens to the same small back deck. Whether you're searching for a full-time residence, a weekend getaway, or an investment opportunity, this property offers exceptional potential. Its desirable location makes it well-suited as a year-round home, vacation retreat, or short-term rental. Enjoy the best of the area just minutes from beautiful Greenwood Lake, where boating, fishing, kayaking, and waterfront dining await. Outdoor enthusiasts will appreciate nearby hiking trails, while winter recreation is just a short drive away at Mount Peter Ski Area. Shopping and dining are conveniently located within approximately 15 minutes, including the renowned Woodbury Common Premium Outlets. Commuters will also appreciate being only about one hour from New York City, making this an ideal escape from city life without sacrificing accessibility. If you're looking for a peaceful setting with easy access to recreation, shopping, and major destinations, this property is one you won't want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup,In Bathroom,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Primary Bathroom,Recessed Lighting
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 992
  • Total interior livable area: 992 sqft

Property

Details

  • Parcel number: 3354890620000002002.0000000
  • Special condition: None

Features

  • Levels: One

Lot

  • Lot size: 0.46 Acres
  • Features: Wooded

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$139$1,668
Property Taxes $740$8,880
Electricity $246$2,954
Total$3,349$40,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,822/yr
40% on housing$100,470/yr
45% on housing$89,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$444This listing

vs Other Active Listings

Avg $/sqft

ZIP 10950$309
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10950$294
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$399,000
2026-07-13Listed for sale$440,000
2024-03-25Sold$200,000
2023-12-20Pending sale$279,999
2023-09-11Listed for sale$279,999
2023-03-01Listing removed--
2022-10-21Listed for sale$269,999
2022-10-20Listing removed--
2022-09-20Price change$269,999
2022-09-02Price change$289,000
2022-07-29Listed for sale$289,900
2008-12-05Sold$173,500
2006-06-08Sold$235,000
2004-05-25Sold$49,500

For Sale by Agent

AgentGloria Figueroa
BrokerageKeller Williams Realty

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