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30 Lake St APT 7A, White Plains, NY, 10603

1beds
1baths
825sqft
$345,000
$418price/sqft
$2,610/moest. monthly cost
$104,400/yrincome needed

About This Home

Welcome to this bright and spacious one bedroom, one bath condominium perched on the seventh floor, where you'll enjoy beautiful panoramic views and an abundance of natural light. This well-maintained unit features a generously sized layout with updated flooring completed approximately two years ago, creating a warm, modern feel throughout. The unit includes an assigned parking space, adding to the ease and convenience of everyday living. Ideally situated in the heart of White Plains, you'll be just moments from an abundance of restaurants, shopping, entertainment, parks, and everyday conveniences. Commuters will appreciate the close proximity to Metro-North, public transportation, and major highways, providing easy access to New York City and the surrounding areas. Whether you're a first-time homebuyer, looking to downsize, or searching for a low-maintenance home in a vibrant community, this spacious condominium offers the perfect blend of comfort, convenience, and value. Don't miss this wonderful opportunity to own a beautiful unit in one of White Plains' most sought-after locations!

Getting Around

91
WalkingWalker's Paradise
61
TransitGood Transit
54
BikeBikeable

Schools

7/10
Church Street SchoolGrades K-50.6 mi
6/10
7/10

Construction

Condition

  • Year built: 1965

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cable Ready

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 825
  • Total interior livable area: 825 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$91$1,092
Property Taxes $529$6,348
Electricity $246$2,954
Total$2,610$31,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,485/yr
40% on housing$78,300/yr
45% on housing$69,600/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$418This listing

vs Other Active Listings

Avg $/sqft

ZIP 10603$311
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10603$401
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$345,000
2024-08-01Sold$340,000
2024-06-18Listing removed--
2024-06-14Pending sale$320,000
2024-05-30Listed for rent$2,350
2018-02-02Listing removed$2,100
2017-12-28Listed for rent$2,100
2017-12-27Sold$280,000
2017-11-27Pending sale$295,000
2017-10-01Listed for sale$295,000
2012-08-07Listing removed$1,800
2012-07-08Listed for rent$1,800

For Sale by Agent

AgentJodie Mitchell
BrokerageNew York Properties

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