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83 Deerfield Lane, Ossining, NY, 10562

3beds
3baths
1,539sqft
$625,000
$406price/sqft
$4,563/moest. monthly cost
$182,520/yrincome needed

About This Home

A tri-level gem, just minutes from downtown Ossining, this three bedroom home is perfect for those who need more space, but want less maintenance. Park either in the driveway or pull into the garage (with extra storage space). There is additional parking shortly down the street. Entering the home on the first floor, you will find a flexible bonus room, great for storage, an office or more. There are multiple closets here as well. Up one level is the open living and dining room. Centered on a wood-burning fireplace with granite hearth and featuring new floors, this is a wonderful space. There are sliding doors here, out to the rear deck and tree ensconced lawn beyond. The eat-in kitchen is well laid out, with good counter and cabinet space. Off of the kitchen, find the large balcony - a great place to enjoy a cup of tea in the early morning, or something a little stronger at the end of the day. Also on this floor is the hall bathroom and the large laundry closet. Up one more level, we reach the bedrooms. The primary bedroom, with an ensuite bathroom that has a tub and a shower, has a deep walk-in closet. In this room, and every bedroom, natural light shines through oversized windows with views out to trees. The second and third bedrooms share a full hall bath with a tub. In Ossining, there are few options for three bedroom condominiums. The Deerfield community has a beautiful, large pool - a perfect place to sunbathe even if you don't swim. There are also walking trails, easily accessible from this unit. All of this, just a short drive to shopping, restaurants and parks, and easily accessible to commuting by train or highway. What more can you ask for?

Getting Around

3
WalkingCar-Dependent
12
TransitMinimal Transit
1
BikeSomewhat Bikeable

Schools

5/10
Claremont SchoolGrades 2-40.9 mi
6/10
4/10
Ossining High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1986

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup,In Hall

Bathroom1

  • Level: Second

Bathroom3

  • Level: Third

Bedroom2

  • Level: Third

Bedroom3

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second

Features

  • Breakfast Bar,Eat-in Kitchen,Entrance Foyer,Open Floorplan,Primary Bathroom,Recessed Lighting,Walk-In Closet(s)
  • Window features: Aluminum Frames,Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes
  • Attic: Scuttle
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Hot Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,539
  • Total interior livable area: 1,539 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Master Bathroom

  • Level: Third

Master Bedroom

  • Level: Third

Office

  • Level: First

Property

Details

  • Parcel number: 42890800200000000000160008031
  • Attached to another structure: Yes
  • Special condition: None
  • Exclusions: Personal Items in Garage

Features

  • Levels: Tri-Level
  • Pool features: Community,In Ground
  • Patio & porch: Deck
  • Exterior features: Balcony,Mailbox
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 436 sqft
  • Features: Near Public Transit,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$191$2,292
Property Taxes $958$11,496
Electricity $254$3,052
Total$4,563$54,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,445/yr
40% on housing$136,890/yr
45% on housing$121,680/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$406This listing

vs Other Active Listings

Avg $/sqft

ZIP 10562$364
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10562$388
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$625,000
2026-06-17Listed for sale$645,000
2001-03-08Sold$298,000

For Sale by Agent

AgentPaul Leis
BrokerageNorth Country Sothebys Int Rlt

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