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9 Stable Lane, Saratoga Springs, NY, 12866

5beds
5baths
4,300sqft
$1,899,000
$442price/sqft
$12,804/moest. monthly cost
$512,160/yrincome needed

About This Home

Privately nestled on 3.25 acres in the prestigious Ironwood Stables community, this award-winning Georgian Colonial showcases timeless craftsmanship, sophisticated design, and resort-style amenities just three miles from Saratoga Race Course, SPAC, and vibrant downtown Saratoga Springs. Designed for refined everyday living and effortless entertaining, this exceptional residence offers 5 spacious bedrooms, 4.5 luxurious bathrooms, 9-foot ceilings on both the first and second floors, and solid oak hardwood flooring throughout. Every detail reflects uncompromising quality, with no expense spared in the home's construction. A gracious floor plan features elegant formal and informal living spaces, including a dining room with coffered ceilings and a dramatic two-story sunroom with natural slate flooring. The inviting family room is anchored by a Rumford fireplace, celebrated for its radiant heating efficiency and classic architectural design. A first-floor en-suite bedroom with French doors provides ideal accommodations for guests or multigenerational living. The luxurious primary suite offers a spa-inspired bath with a glass-enclosed shower, soaking tub, and custom black walnut vanities with marble tops. A guest bath features a traditional Japanese soaking tub, while each additional bedroom is generously sized for comfort and privacy. The finished walkout lower level includes a newly installed home theater system, and a state-of-the-art Smart Home system seamlessly integrates entertainment and security throughout the residence. Outside, enjoy your own private resort featuring a heated saltwater pool, Trex decking, custom lighting, a brand new weatherproof all-season TV, integrated sound system, and a wood-burning fireplace creating an exceptional setting for entertaining or relaxing in complete privacy. Offering a rare combination of privacy, exceptional craftsmanship, and an unbeatable Saratoga Springs location at this one-of-a-kind estate! 2 new Carrier high efficiency HVAC units, new sprinkler system, new generator, new driveway, new upgrade to the entire home AV system. Homes of this quality and craftsmanship are rarely built today.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter,Pillar/Post/Pier
  • Roof: Asphalt,Copper
  • Construction materials: Brick,Cedar,Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Microwave,Oven,Range,Range Hood,Refrigerator,Washer/Dryer,Wine Cooler
  • Laundry features: Laundry Room,Main Level

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Heated,Interior Entry,Walk-Out Access

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • High Speed Internet,Home Protection Plan,Ceiling Fan(s),Tray Ceiling(s),Walk-In Closet(s),Wired for Sound,Built-in Features,Central Vacuum,Ceramic Tile Bath,Crown Molding
  • Door features: ENERGY STAR Qualified Doors,French Doors,Storm Door(s)
  • Window features: Screens,Blinds,Curtain Rods,ENERGY STAR Qualified Windows
  • Flooring: Slate,Carpet,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 4,300

Foyer

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,300
  • Total interior livable area: 4,300 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Mud Room

  • Level: First

Other

  • Level: Basement

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Sun Room

  • Level: First

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 411589 191.253
  • Zoning description: Single Residence
  • Special condition: Standard
  • Other equipment: Home Theater

Features

  • Pool features: Other,In Ground,Salt Water
  • Patio & porch: Rear Porch,Composite Deck,Covered,Front Porch
  • Exterior features: Other,Lighting
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Partial
  • Has view: Yes
  • View description: Other
  • Waterbody name: Kayaderosseras Creek

Lot

  • Lot size: 3.25 Acres
  • Features: Level,Private,Sprinklers In Front,Sprinklers In Rear,Cleared,Cul-De-Sac,Landscaped

Parking

  • Total spaces: 6
  • Parking features: Off Street,Under Residence,Paved,Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,602$115,224
Home Insurance *$483$5,796
Property Taxes $2,009$24,108
Electricity $710$8,527
Total$12,804$153,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$438,994/yr
40% on housing$384,120/yr
45% on housing$341,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$442This listing

vs Other Active Listings

Avg $/sqft

ZIP 12866$448
Saratoga County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 12866$330
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Price change$1,899,000
2026-05-18Listed for sale$2,079,000
2026-04-27Listing removed$2,079,000
2026-04-21Contingent$2,079,000
2026-04-20Pending sale$2,079,000
2026-04-17Listed for sale$2,079,000
2021-12-15Listing removed--
2021-02-23Listing removed$1,475,000
2020-08-24Listed for sale$1,475,000
2016-09-08Listing removed$10,000
2015-08-30Listing removed$7,000
2015-07-30Listed for rent$7,000
2011-11-05Listing removed$999,900
2011-07-20Sold$975,000
2010-12-31Listed for sale$1,100,000
2010-11-19Listing removed$1,100,000
2010-05-19Listed for sale$1,100,000
2009-11-03Listing removed$1,149,000
2009-04-06Listed for sale$1,149,000

For Sale by Agent

AgentLisa Vitiello
BrokerageMiranda Real Estate Group Inc

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