22 Elm Road, Lake Peekskill, NY, 10537
About This Home
Welcome to this spacious and versatile home nestled in the Town of Cortlandt, offering room for everyone and surrounded by the beauty of nature. The main level features a large bedroom, a full bath, and an additional den/home office, providing flexible living options. Gather around the cozy fireplace in the inviting living area, or enjoy cooking and entertaining in the expansive kitchen with abundant cabinetry and workspace. The dining room showcases French doors leading to a deck overlooking peaceful wooded surroundings, creating the perfect setting for outdoor dining or morning coffee. Upstairs, you’ll find a private primary suite complete with an en-suite bath, along with a spacious TV/game room featuring French doors that open to a charming balcony. The walk-out lower level offers even more living space with a large family room, full bath, mudroom, storage area, and direct access to the oversized garage. Additional highlights include central air conditioning, a generator for added peace of mind, walk-out lower-level access, and a private setting that combines comfort, functionality, and convenience. This home truly offers space for every lifestyle both inside and out.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Oven,Refrigerator,Washer,Oil Water Heater
- Laundry features: Washer/Dryer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Full
Bathroom1
- Level: First
Bathroom3
- Level: Basement
Bedroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: Basement
Features
- First Floor Bedroom,Entrance Foyer,Open Kitchen
- Fireplace: Yes
- Attic: Dormer
Heating & Cooling
- Heating features: Baseboard,Oil
- Cooling features: Central Air
Interior Area
- Total structure area: 2,303
- Total interior livable area: 3,600 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: Second
Master Bedroom
- Level: Second
Office
- Level: First
Property
Details
- Parcel number: 22890120120000100000041
- Special condition: None
Lot
- Lot size: 0.75 Acres
Parking
- Total spaces: 1
- Parking features: Attached,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $289 | $3,468 |
| Property Taxes | $1,073 | $12,876 |
| Electricity | $594 | $7,139 |
| Total | $5,495 | $65,940 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Price change | $699,999 |
| 2026-06-26 | Listed for sale | $719,000 |
| 2024-04-29 | Sold | $605,000 |
| 2024-01-31 | Pending sale | $629,000 |
| 2023-10-16 | Listed for sale | $629,000 |
| 2023-10-10 | Listing removed | -- |
| 2023-09-07 | Price change | $695,000 |
| 2023-07-13 | Listed for sale | $699,000 |
| 2021-10-25 | Listing removed | -- |
| 2021-09-28 | Listed for rent | $3,600 |
| 2021-09-28 | Listing removed | -- |
| 2021-08-11 | Price change | $575,000 |
| 2021-07-17 | Price change | $599,000 |
| 2021-06-07 | Price change | $625,000 |
| 2021-06-03 | Listed for sale | $675,000 |
| 2019-05-21 | Listing removed | $469,000 |
| 2019-01-18 | Listed for sale | $469,000 |
| 2018-10-11 | Listing removed | $450,000 |
| 2018-07-04 | Price change | $450,000 |
| 2018-04-27 | Price change | $479,000 |
| 2018-04-10 | Listed for sale | $489,000 |
| 2015-04-23 | Listing removed | $1,350 |
| 2015-03-24 | Listed for rent | $1,350 |
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