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326 Elmwood Ave S, Fargo, ND, 58103

2beds
1baths
849sqft
$247,500
$292price/sqft
$1,671/moest. monthly cost
$66,840/yrincome needed

About This Home

Don't miss this charming 2-bedroom, 1-bath home offering 1,698 square feet of comfortable living space. Built in 1948, this home blends original character with thoughtful updates, featuring hardwood floors, vinyl windows, original built-ins in the dining room and bathroom, updated light fixtures, and ceiling fans in both the living room and primary bedroom. The kitchen is equipped with stainless steel appliances and a gas range, creating a functional and inviting space for everyday living. The basement offers excellent potential for future expansion with an egress window already added for a future third bedroom. In addition, there is space for a future family room as well as a separate area that could serve as a home office, den, hobby room, exercise room, or other flexible-use space. A standout feature is the impressive 24' x 35' oversized garage, providing exceptional room for vehicles, hobbies, storage, or a workshop. This two-stall garage features 10.5-foot ceilings, a floor drain, and oversized garage doors measuring 8 feet high by 11 feet wide, making it ideal for larger vehicles, recreational equipment, or anyone seeking extra workspace. Outside, enjoy a welcoming paver patio at the front of the home, beautiful raised garden beds in the backyard, a mostly fenced yard, and a convenient location near three neighborhood parks. Combining character, updates, expansion potential, and an incredible garage, this property offers a unique opportunity for its next owner.

Getting Around

24
WalkingCar-Dependent
28
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10
North High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: Basement

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Finished area below ground: 0
  • Finished area above ground: 849

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,698
  • Total interior livable area: 849 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01012002130000
  • Zoning description: Residential-Single Family
  • Foundation area: 849

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Partial,Wood

Lot

  • Lot size: 5,625 sqft
  • Lot size dimensions: 45' x 125'

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Floor Drain,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Lightning

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,251$15,012
Home Insurance $182$2,184
Property Taxes $97$1,164
Electricity $141$1,698
Total$1,671$20,052

Income You'd Need if You Spent...

35% on housing$57,291/yr
40% on housing$50,130/yr
45% on housing$44,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 58103$126
Cass County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 58103
Cass County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$245,000
2026-08-04Price change$245,000
2026-07-28Price change$247,500
2026-07-14Price change$250,000
2026-06-23Listed for sale$265,000
2020-12-14Sold--
2020-10-20Listed for sale$169,900
2009-07-17Sold--
2009-04-12Listing removed$117,900
2008-10-18Listed for sale$117,900

For Sale by Agent

AgentKipp Harris
BrokerageKipp Harris Real Estate

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