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1125 5th St N, Fargo, ND, 58102

4beds
3baths
3,652sqft
$499,900
$137price/sqft
$3,453/moest. monthly cost
$138,120/yrincome needed

About This Home

Own a piece of history with this one-of-a-kind charter home tucked into the perfect north Fargo neighborhood! Copper gutters, stone floors, cedar shakes, vaulted ceilings and two fireplaces are just the beginning of this amazing property. Complete with 4 beds (including a main level primary suite) and 3 baths; this home hits the mark on every level! Don't miss your opportunity to own a magnificent piece of architectural history!

Getting Around

54
WalkingSomewhat Walkable
31
TransitSome Transit
51
BikeBikeable

Schools

9/10
6/10
8/10
North High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1922

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Second

Bedroom

  • Level: Main

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Dining Room

  • Level: Main

Exercise Room

  • Level: Basement

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 904
  • Finished area above ground: 2,148

Heating & Cooling

  • Heating features: Boiler,Fireplace(s)
  • Cooling features: Ductless Mini-Split,Window Unit(s)

Interior Area

  • Total structure area: 3,652
  • Total interior livable area: 3,652 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Office

  • Level: Basement

Sun Room

  • Level: Main

Utility Room

  • Level: Basement

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01116000190000
  • Zoning description: Residential-Single Family
  • Foundation area: 1504

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 9,847 sqft
  • Lot size dimensions: 70 x 140

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance $185$2,220
Property Taxes $505$6,060
Electricity $236$2,832
Total$3,453$41,436

Income You'd Need if You Spent...

35% on housing$118,388/yr
40% on housing$103,590/yr
45% on housing$92,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 58102$133
Cass County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 58102
Cass County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$534,900
2026-03-20Price change$547,500
2026-01-12Listed for sale$549,900
2025-12-08Listing removed$574,900
2025-11-04Price change$574,900
2025-10-01Price change$599,900
2025-09-04Price change$639,900
2025-07-24Listed for sale$649,900
2022-03-04Sold--
2021-03-24Listing removed--
2016-11-14Sold--
2016-09-12Pending sale$497,500
2016-08-08Listed for sale$497,500
2011-01-04Sold--
2010-08-14Listed for sale$175,000

For Sale by Agent

AgentLucas D Gunkelman
BrokerageREAL (405 FGO)

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