




414 12th St N, Fargo, ND, 58102
About This Home
Calling all Investors and Handymen (and women)! This cute home in North Fargo is in need of some TLC and could be your next project! The main floor offers an entryway with abundant storage, kitchen (appliances included), dining area, family room and laundry room near the back door. Hardwood floors in dining and family room. Craftsman-style window, door and baseboard trim adds a touch of character throughout the home. On the 2nd floor, you'll find two large bedrooms with ample closet space and a full bath with tile floor and tile shower surround. Hardwood floors in both bedrooms and the hallway. In the unfinished basement, you'll notice a stand-up shower, sink and toilet. Plenty of room for additional storage down here. The 100-amp electrical panel has breakers. Newer electric water heater. Fuel oil forced-air furnace. No A/C, but ducting is in place, so it could be easily added. Good amount of privacy in the fully fenced back yard with mature trees. Make time to check this one out today!
Getting Around
Schools
Construction
Condition
- Year built: 1907
Materials
- Roof: Age Over 8 Years,Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bathroom
- Level: Second
Bathroom
- Level: Basement
Bedroom
- Level: Second
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Family Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 1,002
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Informal Dining Room
- Level: Main
Interior Area
- Total structure area: 1,618
- Total interior livable area: 1,002 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Storage
- Level: Basement
Utility Room
- Level: Basement
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 01238204530000
- Zoning description: Residential-Single Family
- Foundation area: 616
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Porch
- Fencing: Chain Link,Full
Lot
- Lot size: 5,749 sqft
- Lot size dimensions: 50' x 115'
Parking
- Parking features: Concrete,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Ice Storm
- Strong Wind
- Cold Wave
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across North Dakota Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $758 | $9,096 |
| Home Insurance | $185 | $2,220 |
| Property Taxes | $190 | $2,280 |
| Electricity | $141 | $1,698 |
| Total | $1,274 | $15,288 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $139,900 |
| 2026-06-03 | Listed for sale | $150,000 |
