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414 12th St N, Fargo, ND, 58102

2beds
2baths
1,002sqft
$150,000
$150price/sqft
$1,274/moest. monthly cost
$50,960/yrincome needed

About This Home

Calling all Investors and Handymen (and women)! This cute home in North Fargo is in need of some TLC and could be your next project! The main floor offers an entryway with abundant storage, kitchen (appliances included), dining area, family room and laundry room near the back door. Hardwood floors in dining and family room. Craftsman-style window, door and baseboard trim adds a touch of character throughout the home. On the 2nd floor, you'll find two large bedrooms with ample closet space and a full bath with tile floor and tile shower surround. Hardwood floors in both bedrooms and the hallway. In the unfinished basement, you'll notice a stand-up shower, sink and toilet. Plenty of room for additional storage down here. The 100-amp electrical panel has breakers. Newer electric water heater. Fuel oil forced-air furnace. No A/C, but ducting is in place, so it could be easily added. Good amount of privacy in the fully fenced back yard with mature trees. Make time to check this one out today!

Getting Around

78
WalkingVery Walkable
40
TransitSome Transit
68
BikeBikeable

Schools

9/10
6/10
8/10
North High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1907

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom

  • Level: Second

Bathroom

  • Level: Basement

Bedroom

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,002

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Informal Dining Room

  • Level: Main

Interior Area

  • Total structure area: 1,618
  • Total interior livable area: 1,002 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Storage

  • Level: Basement

Utility Room

  • Level: Basement

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01238204530000
  • Zoning description: Residential-Single Family
  • Foundation area: 616

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Chain Link,Full

Lot

  • Lot size: 5,749 sqft
  • Lot size dimensions: 50' x 115'

Parking

  • Parking features: Concrete,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Strong Wind
Cold Wave
Hail
Tornado

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance $185$2,220
Property Taxes $190$2,280
Electricity $141$1,698
Total$1,274$15,288

Income You'd Need if You Spent...

35% on housing$43,680/yr
40% on housing$38,220/yr
45% on housing$33,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 58102$134
Cass County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 58102
Cass County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$139,900
2026-06-03Listed for sale$150,000

For Sale by Agent

AgentSteve Haaby
BrokerageHaaby Real Estate, LLC

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