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551 Wall Ave, Horace, ND, 58047

3beds
2baths
2,340sqft
$429,000
$183price/sqft
$2,804/moest. monthly cost
$112,160/yrincome needed

About This Home

This one-of-a-kind Horace riverside home sits on nearly an acre and is ready for its new owners! The 0.93-acre lot has a rural feel and is adjacent to the Sheyenne River, yet is also within the city limits of Horace. The home's main and upper levels have had full remodels done down to the studs, yet the home maintains that quaint farmhouse feel. The home features a large entry room with a half-bath, a large living room, and a separate dining room and kitchen. The upper level features all three bedrooms, a full bathroom, and a laundry room. The home connects to the detached two-stall garage through a breezeway, and there is an additional detached single-stall garage. The lot is beautifully landscaped and spacious with a backyard view of the Sheyenne River. Best of all, the seller is offering a $15,000 credit to use towards a price reduction or a downpayment to use towards improvements or taxes/specials! Come take a look at this unique gem today!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Horace Elementary SchoolGrades K-50.4 mi
5/10
Heritage Middle SchoolGrades 6-81.2 mi
9/10
Horace High SchoolGrades 9-111.2 mi

Construction

Condition

  • Year built: 1953

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Level: Main

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,404

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,340
  • Total interior livable area: 2,340 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Second

Living Room

  • Level: Main

Study

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 15000001785010
  • Zoning description: Residential-Single Family
  • Foundation area: 936

Features

  • Levels: One and One Half
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 0.93 Acres
  • Lot size dimensions: 0

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Strong Wind
Cold Wave
Hail
Ice Storm
Tornado

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance $257$3,084
Property Taxes $227$2,724
Electricity $151$1,815
Total$2,804$33,648

Income You'd Need if You Spent...

35% on housing$96,137/yr
40% on housing$84,120/yr
45% on housing$74,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 58047$175
Cass County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 58047
Cass County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$454,000
2026-04-07Listed for sale$459,900
2026-01-01Listing removed$459,900
2025-11-10Price change$459,900
2025-10-06Price change$469,900
2025-09-04Listed for sale$479,900
2007-05-31Sold--

For Sale by Agent

AgentRyan Schmoll
BrokerageJames Patrick Real Estate

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