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144 Overlook Dr, Flat Rock, NC, 28731

3beds
2baths
2,150sqft
$470,000
$219price/sqft
$3,258/moest. monthly cost
$130,320/yrincome needed

About This Home

Come check out this lovely condominium townhouse in the heart of Kenmure Country Club with year-round views of the 16th peaceful fairway. This property is ready for a "glow up" (makeover), and has incredible potential to be a luxurious, low-maintenance, lock and leave unit for a primary home, second home, or a rental unit (minimum 90 days). Brand new roof as of August 2025!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

3/10
Hillandale ElementaryGrades PK-51.5 mi
6/10
Flat Rock MiddleGrades 6-81.3 mi
6/10
East Henderson HighGrades 9-123.0 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Crawl Space
  • Construction materials: Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Refrigerator,Trash Compactor,Washer,Washer/Dryer
  • Laundry features: Common Area,In Hall,Laundry Closet,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s),Split BR Plan
  • Level: Main

Bedroom S

  • Features: Split BR Plan
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Features: Ceiling Fan(s)
  • Level: Main

Features

  • Built-in Features,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas,Gas Log,Other - See Remarks
  • Finished area below ground: 0
  • Finished area above ground: 2,150

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,150
  • Total interior livable area: 2,150 sqft

Kitchen

  • Features: Ceiling Fan(s),Computer Niche
  • Level: Main

Living Room

  • Features: Built-in Features,Cathedral Ceiling(s),Wet Bar
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Split BR Plan,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 9931584
  • Zoning: R-40
  • Special condition: Estate

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Awning(s),Deck,Front Porch
  • Has view: Yes
  • View description: Golf Course,Year Round

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Landslide

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$156$1,872
Property Taxes $526$6,312
Electricity $200$2,405
Total$3,258$39,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,702/yr
40% on housing$97,740/yr
45% on housing$86,880/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 28731$188
Henderson County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28731$255
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-27Price change$470,000
2025-08-15Listed for sale$490,000

For Sale by Agent

AgentRenee Ouellette
BrokerageThe Hinton Realty Group

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