See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3560 Old Lowes Ferry Rd, Louisville, TN, 37777

2beds
2baths
2,088sqft
$899,900
$431price/sqft
$6,397/moest. monthly cost
$255,880/yrincome needed

About This Home

Welcome home to your peaceful sanctuary situated on a picturesque 7.47-acre lakefront lot. This beautifully updated residence--including the convenience of a private elevator--offers a perfect blend of comfort, functionality, and natural beauty. Enjoy serene lake views, a mix of cleared and wooded land, and multiple outbuildings ideal for equipment storage or workshop use. Direct access to the water from your private dock invites activities like fishing, swimming, or kayaking right from your backyard. There is no access to the main channel on a vessel larger than a kayak. Inside, the home is filled with natural light from expansive windows and features a spacious deck, perfect for relaxing or entertaining guests. The lower level provides a generous unfinished space--a true blank canvas that can be customized to suit your needs, whether as a home theater, hobby room, guest suite, or personal retreat. This move-in-ready home offers endless possibilities. Schedule your private tour today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
Union Grove Middle SchoolGrades PK,6-85.7 mi
7/10

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Stone,Wood Siding,Log,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Elevator,Bonus Room
  • Window features: Drapes
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: None
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,088
  • Total interior livable area: 2,088 sqft

Property

Details

  • Parcel number: 024 014.00

Features

  • Exterior features: Balcony,Dock
  • Has view: Yes
  • View description: Country Setting,Trees/Woods
  • On waterfront: Yes
  • Waterfront features: Lake/Water Access
  • Frontage type: Lakefront

Lot

  • Lot size: 7.47 Acres

Parking

  • Parking features: Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Earthquake
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance $496$5,952
Property Taxes $1,176$14,112
Electricity $175$2,103
Total$6,397$76,764

Income You'd Need if You Spent...

35% on housing$219,325/yr
40% on housing$191,910/yr
45% on housing$170,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$431This listing

vs Other Active Listings

Avg $/sqft

ZIP 37777$336
Blount County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 37777$242
Blount County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$874,900
2026-05-18Listed for sale$899,900
2026-02-25Listing removed$899,900
2026-01-24Pending sale$899,900
2025-12-20Price change$899,900
2025-07-21Price change$924,900
2025-05-13Listed for sale$949,000
2021-07-13Listing removed--
2021-06-30Sold$350,000
2020-06-17Pending sale$398,900
2020-06-12Price change$398,900
2020-04-01Listed for sale$559,000
2019-07-24Sold$250,000
2019-01-02Listing removed$427,000
2018-11-28Price change$427,000
2018-11-13Price change$437,000
2018-11-06Price change$439,000
2018-10-16Price change$449,000
2018-08-27Price change$465,000
2018-08-01Listed for sale$475,000
2005-10-27Sold$388,000
1999-02-22Sold$37,900

For Sale by Agent

AgentMike Owens
BrokerageRealty Executives Associates

Similar Homes