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80 Hidden Holw, Celina, TN, 38551

4beds
3baths
2,160sqft
$374,900
$174price/sqft
$2,433/moest. monthly cost
$97,320/yrincome needed

About This Home

Looking to be near Dale Hollow Lake!? This cozy turn key property is just minutes from Safe Harbors Holly Creek Marina and has nearby access to multiple others. This well maintained home has beautiful floors, plenty of entertainment space with a large bonus room with tongue & groove ceiling and a covered outdoor area with tongue and groove ceilings to match. In addition, there is a 30x40 shop with water/electric. If the lake life is what you're looking for and want to be nearby water, schedule your tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

3/10
Celina K-8Grades PK-87.3 mi
6/10
Clay County High SchoolGrades 9-126.7 mi
--
Clay Co Adult High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Refrigerator,Gas Range,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Window features: Double Pane Windows
  • Number of fireplaces: 2
  • Fireplace features: Two
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Property

Details

  • Parcel number: 012.02

Features

  • Levels: One
  • Patio & porch: Covered

Lot

  • Lot size: 1.03 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance $232$2,784
Property Taxes $131$1,572
Electricity $175$2,106
Total$2,433$29,196

Income You'd Need if You Spent...

35% on housing$83,417/yr
40% on housing$72,990/yr
45% on housing$64,880/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -11.3%
-11.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 38551$149
Clay County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 38551
Clay County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$424,900
2024-11-22Sold$2,500
2022-03-28Sold$206,900
2015-06-11Sold$10,000
2015-03-20Sold$18,000

For Sale by Agent

AgentJosh Gray
BrokerageHighlands Elite Real Estate LLC

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