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875 N Mountain Ave, Central Pt, OR, 97502

4beds
3baths
3,141sqft
$739,900
$236price/sqft
$5,281/moest. monthly cost
$211,240/yrincome needed

About This Home

3100+ sq ft contemporary single-level home on a .30 lot in desirable Central Point East! This custom-designed 4 bed, 2 full + ½ bath home offers a thoughtful layout that separates living spaces from bedrooms for added privacy. Features include a spacious living room, family room with gas fireplace, oversized laundry with abundant storage, and a bonus room perfect for an office or flex space. The kitchen is generously sized for entertaining, while the primary suite boasts a walk-in closet, soaking tub, and walk-in shower. Enjoy a 3-car garage, additional parking, low-maintenance well-kept landscaping, new Trex decking, full fencing, and extra storage beneath the home. An incredible opportunity to own a spacious, well-appointed home in a sought-after location!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Jewett Elementary SchoolGrades K-51.0 mi
5/10
Scenic Middle SchoolGrades 6-81.6 mi
3/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Trash Compactor,Washer,Water Heater,Water Purifier

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Double Vanity,Enclosed Toilet(s),Granite Counters,Kitchen Island,Linen Closet,Pantry,Primary Downstairs,Shower/Tub Combo,Soaking Tub,Tile Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Natural Gas
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,141
  • Total interior livable area: 3,141 sqft

Property

Details

  • Parcel number: 10923827
  • Zoning description: R-1-8
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Territorial

Lot

  • Lot size: 0.30 Acres
  • Features: Drip System,Landscaped,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Driveway,Gated,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Winter Weather
Earthquake

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$202$2,424
Property Taxes $1,053$12,636
Electricity $285$3,420
Total$5,281$63,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,062/yr
40% on housing$158,430/yr
45% on housing$140,826/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 97502$244
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97502$263
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$742,000
2026-04-13Price change$745,000
2026-02-12Listed for sale$750,000
2022-09-14Sold$520,000
2022-08-09Pending sale$539,000
2022-08-01Price change$539,000
2022-06-30Listed for sale$555,000
2022-06-06Listing removed--
2022-05-25Price change$575,000
2022-04-04Price change$580,000
2022-03-23Price change$595,000
2022-03-11Pending sale$600,000
2021-10-25Price change$600,000
2021-09-27Listed for sale$629,000
2013-05-30Sold$370,000
2013-03-03Price change$399,900
2012-07-31Listed for sale$425,000
2004-07-30Sold$95,000

For Sale by Agent

AgentMatt Misener
BrokerageRE/MAX Platinum

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