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304 Narrows Rd, Shelbyville, TN, 37160

4beds
3baths
1,695sqft
$489,000
$288price/sqft
$3,144/moest. monthly cost
$125,760/yrincome needed

About This Home

Beautiful brick and Hardie board split-level home featuring 4 bedrooms and 2.5 bathrooms. This home offers a spacious family room, hardwood floors, tile flooring, stainless steel appliances, and a 2-car detached garage. Step outside to a private, fenced backyard with a large deck overlooking an incredible outdoor living space. The backyard is perfect for entertaining family and friends with its amazing in-ground pool, covered patio, grilling area, and plenty of room for outdoor recreation. Conveniently located near city and county services, schools, medical facilities, shopping, parks, recreation, and with easy access to major highways, this home offers the perfect combination of comfort, convenience, and outdoor enjoyment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

3/10
4/10
Harris Middle SchoolGrades 6-83.4 mi
3/10
Central High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Shingle
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom1

  • Area: 154
  • Dimensions: 11x14

Bedroom2

  • Area: 110
  • Dimensions: 10x11

Bedroom3

  • Area: 110
  • Dimensions: 10x11

Bedroom4

  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Features: Separate
  • Level: Separate
  • Area: 120
  • Dimensions: 10x12

Features

  • Flooring: Wood,Tile
  • Finished area below ground: 545
  • Finished area above ground: 1,150

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,695
  • Total interior livable area: 1,695 sqft

Kitchen

  • Area: 120
  • Dimensions: 10x12

Living Room

  • Features: Separate
  • Level: Separate

Master Bathroom

  • Features: Primary Bedroom
  • Level: Primary Bedroom

Recreation Room

  • Features: Basement Level
  • Level: Basement Level
  • Area: 231
  • Dimensions: 11x21

Property

Details

  • Parcel number: 099H I 00500 000
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio,Covered,Deck
  • Fencing: Full

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 103.41 x 207.48

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance $277$3,324
Property Taxes $220$2,640
Electricity $175$2,103
Total$3,144$37,728

Income You'd Need if You Spent...

35% on housing$107,794/yr
40% on housing$94,320/yr
45% on housing$83,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 37160$176
Bedford County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 37160$196
Bedford County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$489,000
2017-06-29Sold$13,000

For Sale by Agent

AgentJuan Medina
BrokerageExit Realty Bob Lamb & Associates

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