




3010 Spencer Mill Rd, Bon Aqua, TN, 37025
About This Home
No HOA! 6.25 acres! Mini-farm with room for sheep, donkeys, chickens etc! This stunning home features brick walls, dazzling white board, captivating wood ceilings and sensational tile floors that make this open floor plan a divine setting. Natural wood completes each side of the cabinetry. The upscale double ovens adorn a gas cooktop with a light fixture on each side of the top shelves. The enormous 9'x6' leathered granite island is a keepsake for sure! The stainless steel refrigerator is an eye-opener too. New HVAC for main house installed March 2026. 2 large bedrooms and 2 baths, one on each side, and a murphy bedroom sleeps 6. Innovative sunroom converted into a bath for the saltwater pool! The fire-pit with extra seating is perfect for those crisp Tennessee nights. Property also features a 1044 sq ft guest house perfect for visitors or to use as an Airbnb! In all, there is 3-car garage and 1 on the main house. There is a dog-run, an extra maintenance shed, 24x24 barn, tack room, stocked pond, encapsulated crawlspace, and Comcast internet. Just about 2 miles from I-840.
Getting Around
Schools
Construction
Condition
- Year built: 2017
Materials
- Roof: Metal
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Double Oven,Electric Oven,Cooktop,Dishwasher,Disposal,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bedroom1
- Features: Full Bath
- Level: Full Bath
- Area: 306
- Dimensions: 18x17
Bedroom2
- Features: Extra Large Closet
- Level: Extra Large Closet
- Area: 198
- Dimensions: 18x11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Extra Closets,In-Law Floorplan,Open Floorplan,Pantry,Walk-In Closet(s)
- Flooring: Other,Tile
- Finished area above ground: 2,160
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric,Gas
Interior Area
- Total structure area: 2,160
- Total interior livable area: 2,160 sqft
Kitchen
- Features: Eat-in Kitchen
- Level: Eat-in Kitchen
- Area: 270
- Dimensions: 18x15
Living Room
- Area: 240
- Dimensions: 16x15
Property
Details
- Parcel number: 148 00609 000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Porch,Covered
- Exterior features: Dock
- Has spa: Yes
- Spa features: Private
- Fencing: Privacy
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Topography of land: Level
Lot
- Lot size: 6.25 Acres
- Features: Level
Parking
- Total spaces: 4
- Parking features: Garage Door Opener,Attached/Detached
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Earthquake
- Heat Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,924 | $59,088 |
| Home Insurance | $467 | $5,604 |
| Property Taxes | $1,340 | $16,080 |
| Electricity | $175 | $2,106 |
| Total | $6,906 | $82,872 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $998,828 |
| 2021-08-18 | Sold | $880,000 |
| 2016-10-13 | Sold | $69,900 |
| 2014-04-15 | Sold | $60,000 |
