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3010 Spencer Mill Rd, Bon Aqua, TN, 37025

2beds
2baths
2,160sqft
$973,828
$451price/sqft
$6,906/moest. monthly cost
$276,240/yrincome needed

About This Home

No HOA! 6.25 acres! Mini-farm with room for sheep, donkeys, chickens etc! This stunning home features brick walls, dazzling white board, captivating wood ceilings and sensational tile floors that make this open floor plan a divine setting. Natural wood completes each side of the cabinetry. The upscale double ovens adorn a gas cooktop with a light fixture on each side of the top shelves. The enormous 9'x6' leathered granite island is a keepsake for sure! The stainless steel refrigerator is an eye-opener too. New HVAC for main house installed March 2026. 2 large bedrooms and 2 baths, one on each side, and a murphy bedroom sleeps 6. Innovative sunroom converted into a bath for the saltwater pool! The fire-pit with extra seating is perfect for those crisp Tennessee nights. Property also features a 1044 sq ft guest house perfect for visitors or to use as an Airbnb! In all, there is 3-car garage and 1 on the main house. There is a dog-run, an extra maintenance shed, 24x24 barn, tack room, stocked pond, encapsulated crawlspace, and Comcast internet. Just about 2 miles from I-840.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

9/10
8/10
Burns Middle SchoolGrades 6-86.1 mi
5/10
Dickson County High SchoolGrades 9-1213.2 mi

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Double Oven,Electric Oven,Cooktop,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 306
  • Dimensions: 18x17

Bedroom2

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 198
  • Dimensions: 18x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Extra Closets,In-Law Floorplan,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Other,Tile
  • Finished area above ground: 2,160

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric,Gas

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen
  • Area: 270
  • Dimensions: 18x15

Living Room

  • Area: 240
  • Dimensions: 16x15

Property

Details

  • Parcel number: 148 00609 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Porch,Covered
  • Exterior features: Dock
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Privacy
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Topography of land: Level

Lot

  • Lot size: 6.25 Acres
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Attached/Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,924$59,088
Home Insurance $467$5,604
Property Taxes $1,340$16,080
Electricity $175$2,106
Total$6,906$82,872

Income You'd Need if You Spent...

35% on housing$236,777/yr
40% on housing$207,180/yr
45% on housing$184,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$451This listing

vs Other Active Listings

Avg $/sqft

ZIP 37025$201
Dickson County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 37025
Dickson County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$998,828
2021-08-18Sold$880,000
2016-10-13Sold$69,900
2014-04-15Sold$60,000

For Sale by Agent

AgentJane Higgins
BrokerageBenchmark Realty, LLC

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