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13448 Josephine St, Omaha, NE, 68138

2beds
2baths
1,304sqft
$274,000
$210price/sqft
$2,053/moest. monthly cost
$82,120/yrincome needed

About This Home

Located in the highly sought-after Millard School District, this completely remodeled and move-in-ready multi-level home offers 2 bedrooms, 2 bathrooms, and 1,304 finished square feet of thoughtfully updated living space. The main level features brand-new LVP flooring, a fully renovated kitchen with new cabinetry, countertops, and backsplash, and a cozy fireplace that serves as the centerpiece of the living area. Upstairs, you'll find two spacious bedrooms, while the finished lower level provides additional living space with new carpet and a second bathroom. Step outside to enjoy the deck, perfect for relaxing or entertaining guests. With modern finishes, quality updates throughout, and a functional layout, this home is truly turnkey and ready for its next owner.

Getting Around

10
WalkingCar-Dependent
0
TransitNo Nearby Transit
14
BikeSomewhat Bikeable

Schools

4/10
4/10
Millard South High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 1986

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 458

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 314
  • Finished area above ground: 990

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,304
  • Total interior livable area: 1,304 sqft

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 011094966

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Fencing: Chain Link

Lot

  • Lot size: 7,840 sqft
  • Features: Up to 1/4 Acre.
  • Lot size dimensions: 55 x 123.9 x 65.4 x 135.9

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,385$16,620
Home Insurance $228$2,736
Property Taxes $316$3,792
Electricity $124$1,493
Total$2,053$24,636

Income You'd Need if You Spent...

35% on housing$70,388/yr
40% on housing$61,590/yr
45% on housing$54,746/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 68138$168
Sarpy County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 68138$184
Sarpy County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$274,000
2026-07-30Price change$274,000
2026-07-23Price change$279,000
2026-07-01Listed for sale$285,000
2026-06-17Pending sale$285,000
2026-06-12Listed for sale$285,000

For Sale by Agent

AgentBret McKeever
BrokerageRealty ONE Group Sterling

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