1192 Eva Harbor Rd, Eva, TN, 38333
About This Home
Nestled on the shores of beautiful Kentucky Lake and the Tennessee River, this stunning waterfront retreat truly delivers the meaning of “Location, Location, Location!” Welcome to your lakeside paradise — where breathtaking views, relaxation, and endless recreation come together in one unforgettable property. Situated on a rare level lot directly at the water’s edge, this 4-bedroom, 2.5-bath home offers effortless indoor-outdoor living with no steps needed for water access. Spend your days boating, fishing, swimming, or simply soaking in the peaceful surroundings from your private slice of waterfront heaven. Start each morning with coffee and sunrise views from the expansive wraparound porch overlooking the sparkling waters. Inside, the open-concept floor plan is designed for gathering and entertaining, featuring quartz countertops, a spacious wraparound breakfast bar, and a large family room filled with natural light and panoramic lake views. The spacious primary suite provides a relaxing escape with a full bath and separate vanities. Upstairs, you’ll find two additional bedrooms, a full bath, and a large loft-style overlook to the family room — perfect for extra sleeping space with room for a daybed or double bed. Whether you’re looking for a full-time residence, vacation getaway, or investment opportunity, this exceptional waterfront property is the perfect place to create lasting memories on the water.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2014
Materials
- Foundation: Footing
- Roof: Metal
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Range / Oven,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Tile,Carpet,Hardwood
Heating & Cooling
- Heating features: Other
- Cooling features: Other
Interior Area
- Total interior livable area: 2,100 sqft
Property
Details
- Parcel number: 080FB02002000
Features
- Exterior features: Stone,Wood,Cement / Concrete
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Lot
- Lot size: 0.80 Acres
Parking
- Total spaces: 4
- Parking features: Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Earthquake
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,141 | $49,692 |
| Home Insurance | $748 | $8,976 |
| Property Taxes | $1,133 | $13,596 |
| Electricity | $175 | $2,103 |
| Total | $6,197 | $74,364 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-28 | Listed for sale | $819,000 |
| 2017-10-16 | Sold | $315,000 |
| 2005-07-18 | Sold | $5,000 |
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