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3162 Northcutts Cove Rd, Beershba Spgs, TN, 37305

1beds
1baths
504sqft
$162,400
$322price/sqft
$1,297/moest. monthly cost
$51,880/yrincome needed

About This Home

Charming 1 bedroom, 1 bath site-built pine wood cabin with additional detached guest quarters, nestled on 1.8 acres in the peaceful hills of Grundy County. Whether you choose to embrace its current off-grid lifestyle or bring your own vision to life, this property offers endless potential.The land features a beautiful, established garden with grapes, berries, and more, creating a perfect setting for those who appreciate nature, privacy, and a slower pace of living. With room to expand, invest, or simply enjoy as a private retreat, this property is truly what you make it. Being Sold AS-IS

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
North Elementary SchoolGrades PK-84.4 mi
4/10
Grundy County High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Metal
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Built-in Features,High Ceilings
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 504

Heating & Cooling

  • Heating features: Wood
  • Cooling features: None

Interior Area

  • Total structure area: 504
  • Total interior livable area: 504 sqft

Property

Details

  • Parcel number: 019 00708 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.80 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind
Winter Weather
Drought
Inland Flooding
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $821$9,852
Home Insurance $115$1,380
Property Taxes $186$2,232
Electricity $175$2,103
Total$1,297$15,564

Income You'd Need if You Spent...

35% on housing$44,468/yr
40% on housing$38,910/yr
45% on housing$34,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 37305$106
Grundy County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 37305
Grundy County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Contingent$169,900
2026-04-22Listed for sale$169,900
2012-03-21Sold$10,000
2008-10-28Sold$7,000

For Sale by Agent

AgentDanielle Smith
BrokerageZach Taylor Real Estate

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