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171 Cypress Point Dr, Winchester, TN, 37398

5beds
5baths
3,191sqft
$999,999
$313price/sqft
$6,204/moest. monthly cost
$248,160/yrincome needed

About This Home

Lakefront Luxury! Gorgeous home in Cypress Point Sub-Div! Enjoy exceptionally peaceful mornings and breathtaking evening views of Tim's Ford Lake from your own screened in covered back porch! Nestled in a quiet neighborhood this stunning home offers the perfect blend of community, beauty, and value. The features give it such a luxurious vibe. The combination of master suites on the main floor, roll-up garage door in the dining room for that indoor-outdoor feel, sandstone outdoor fireplace. Plus, a boat slip on the community dock and extra garage space for a boat are perfect for lakefront living. Weekend adventures are just a stone's throw away—whether it's boating, fishing, or simply enjoying nature! Don’t miss your chance to own lakeside living in Cypress Point.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Clark Memorial SchoolGrades PK-51.0 mi
4/10
North Middle SchoolGrades 6-83.1 mi
4/10
Franklin Co High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Double Oven,Cooktop,Dishwasher,Refrigerator

Basement

  • Basement: Crawl Space,None

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 196
  • Dimensions: 14x14

Bedroom2

  • Features: Bath
  • Level: Bath
  • Area: 168
  • Dimensions: 12x14

Bedroom3

  • Area: 168
  • Dimensions: 12x14

Bedroom4

  • Area: 169
  • Dimensions: 13x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 3,191

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,191
  • Total interior livable area: 3,191 sqft

Kitchen

  • Area: 150
  • Dimensions: 10x15

Living Room

  • Features: Great Room
  • Level: Great Room
  • Area: 280
  • Dimensions: 14x20

Other

  • Features: Bedroom 5
  • Level: Bedroom 5
  • Area: 140
  • Dimensions: 10x14

Recreation Room

  • Features: Second Floor
  • Level: Second Floor
  • Area: 308
  • Dimensions: 14x22

Property

Details

  • Parcel number: 075A A 01200 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered,Screened
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Topography of land: Level

Lot

  • Lot size: 0.33 Acres
  • Features: Level
  • Lot size dimensions: 75 x 204.66IRR

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance $490$5,880
Property Taxes $399$4,788
Electricity $259$3,111
Total$6,204$74,448

Income You'd Need if You Spent...

35% on housing$212,708/yr
40% on housing$186,120/yr
45% on housing$165,440/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 37398$211
Franklin County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 37398$211
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$1,099,000
2026-02-28Listed for sale$1,168,000
2025-10-16Listing removed$999,990
2025-08-22Price change$999,990
2025-08-01Price change$1,050,000
2025-06-30Price change$1,100,000
2025-06-12Price change$1,149,000
2025-04-17Listed for sale$1,190,000
2016-08-19Sold$85,000
2016-03-28Listing removed$48,000
2016-02-04Price change$48,000
2015-10-27Price change$107,000
2015-09-29Price change$48,000
2015-09-27Price change$107,000
2015-05-12Price change$48,000
2015-05-06Price change$107,000
2015-04-23Price change$48,000
2015-03-27Price change$107,000
2015-03-20Price change$48,000
2015-03-12Price change$107,000
2015-02-28Price change$48,000
2015-01-17Listed for sale$107,000
2014-09-01Listing removed$25,000
2014-06-21Listed for sale$25,000

For Sale by Agent

AgentSam Hatfield
BrokerageSam Hatfield Realty, Inc.

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