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1130 Whispering Water, Spring Branch, TX, 78070

5beds
5baths
5,729sqft
$1,650,000
$288price/sqft
$10,887/moest. monthly cost
$435,480/yrincome needed

About This Home

Experience refined Hill Country luxury at its finest in this stunning 5,729 sq. ft. estate nestled on 4.44 private acres in Guadalupe River Estates. Designed for both grand entertaining and everyday comfort, this exceptional home features a striking stone exterior, dramatic black iron double-door entry, soaring ceilings, and expansive living spaces filled with natural light. The thoughtfully designed first-floor layout includes a private office, an elegant formal dining room, a spacious primary suite retreat, and a chef-inspired kitchen complete with oversized island, walk-in pantry, premium appliances, and seamless flow into the breakfast area and main living space. A dedicated wet bar and entertainment room create the perfect setting for hosting, while dual staircases add architectural distinction and convenience. Step outside to your own resort-style oasis featuring a sparkling pool, generous patio space, and serene Hill Country views-ideal for sunset evenings and weekend gatherings. The acreage provides privacy, mature trees, and room to truly breathe. As a property owner in Guadalupe River Estates, you'll enjoy exclusive access to Riverwood Park, a private river park available only to neighborhood residents-offering direct Guadalupe River access for recreation, relaxation, and unforgettable outdoor experiences. This is more than a home-it's a lifestyle of space, privacy, and elevated Texas living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
8/10
7/10

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco

Other

  • Builder name: Unknown Builder

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Built-In Oven,Disposal,Dishwasher,Vented Exhaust Fan
  • Laundry features: Main Level,Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 210

Bedroom3

  • Area: 208

Bedroom4

  • Area: 280

Bedroom5

  • Area: 285

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Area: 195

Family Room

  • Area: 399

Features

  • Two Living Area,Separate Dining Room,Eat-in Kitchen,Kitchen Island,Breakfast Bar,Pantry,Study/Library,Media Room,High Ceilings,Open Floorplan,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Chandelier,Central Vacuum,Wet Bar,Custom Cabinets
  • Flooring: Ceramic Tile,Wood,Other
  • Fireplace features: Three+,Living Room,Dining Room,Family Room,Wood Burning,Kitchen,Stone/Rock/Brick
  • Fireplace: Yes
  • Attic: Finished

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Three+ Central

Interior Area

  • Total interior livable area: 5,729 sqft

Kitchen

  • Area: 288

Master Bathroom

  • Features: Tub/Shower Separate,Separate Vanity,Soaking Tub
  • Area: 180

Master Bedroom

  • Features: Outside Access,Sitting Room,Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Area: 384

Property

Details

  • Parcel number: 200440008100

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Pool/Spa Combo,Other
  • Patio & porch: Covered,Deck
  • Exterior features: Solar Panels
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Partial
  • Has view: Yes
  • View description: County VIew
  • Waterfront features: Creek - Seasonal
  • Residential vegetation: Mature Trees,Mature Trees (ext feat)

Lot

  • Lot size: 4.44 Acres
  • Features: 2 - 5 Acres,Wooded

Parking

  • Total spaces: 4
  • Parking features: Four or More Car Garage,Detached,Attached,Garage Faces Side,Oversized,Circular Driveway,RV/Boat Parking,Open
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Hail
Heat Wave
Lightning
Winter Weather
Cold Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$637$7,644
Property Taxes $1,278$15,336
Electricity $629$7,548
Total$10,887$130,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$373,268/yr
40% on housing$326,610/yr
45% on housing$290,320/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 78070$241
Comal County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78070$242
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$1,749,499
2026-02-17Listed for sale$1,749,500
2025-11-08Listing removed$1,995,000
2025-07-04Listed for sale$1,995,000

For Sale by Agent

AgentVeronica Jaramillo
BrokerageCentral Metro Realty

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