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20646 WAHL LN, Garden Ridge, TX, 78266

5beds
6baths
4,920sqft
$900,000
$183price/sqft
$6,582/moest. monthly cost
$263,280/yrincome needed

About This Home

Imagine 20646 Wahl Ln, built for comfort and utility. Kitchen has all stainless steel appliances, an accent backsplash, and island. Interior spaces include a fireplace, and the primary bathroom provides double sinks a separate tub and shower. A covered patio leads to a in ground pool. This home presents comfort and modern amenity. Included 100-Day Home Warranty with buyer activation

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

9/10
7/10
Danville MiddleGrades 6-83.1 mi
6/10
Davenport High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Area: 225

Bedroom3

  • Area: 378

Bedroom4

  • Area: 156

Bedroom5

  • Area: 315

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Kitchen Island
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: One,Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,920 sqft

Kitchen

  • Area: 350

Living Room

  • Area: 374

Master Bedroom

  • Features: Other
  • Area: 322

Property

Details

  • Parcel number: 550675011300

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Lot size: 1.17 Acres

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$569$6,828
Property Taxes $923$11,076
Electricity $540$6,482
Total$6,582$78,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,668/yr
40% on housing$197,460/yr
45% on housing$175,520/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 78266$196
Comal County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78266$215
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$900,000
2026-06-30Pending sale$900,000
2026-05-26Listed for sale$900,000
2025-07-29Listing removed$1,089,000
2025-07-19Price change$1,089,000
2025-05-24Price change$1,200,000
2025-04-20Listed for sale$1,400,000
2017-11-02Listing removed$775,000
2017-06-02Listed for sale$775,000

For Sale by Agent

AgentAmber Broadway
BrokerageOpendoor Brokerage, LLC

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