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14442 Rancho Del Prado Trl, San Diego, CA, 92127

5beds
6baths
5,148sqft
$3,545,000
$689price/sqft
$23,647/moest. monthly cost
$945,880/yrincome needed

About This Home

Welcome to one of the largest and most desirable homes in the gated Mirasol community. Situated on a premier corner lot at the end of a quiet cul-de-sac, this exceptional residence offers the largest floor plan in the neighborhood, combining space, functionality, and abundant natural light throughout. Designed for comfortable living and effortless entertaining, the home features a remodeled kitchen, paid solar, a full bed and bath on the main level, 3-car garage, and casita complete with its own private entrance, large covered balcony, full bathroom and walk-in closet—perfect for guests, multigenerational living, or a private home office. The expansive backyard is a true retreat, featuring a sparkling pool and spa, outdoor kitchen, and generous entertaining areas. Inside, multiple living spaces, spacious bedrooms, and a versatile layout provide flexibility for various lifestyles. Ideally located near premier golf, shopping, dining, scenic trails, top-rated schools, and San Diego’s renowned coastal amenities, this home offers a combination of privacy, scale, and convenience. A unique opportunity in one of North County San Diego’s most sought-after gated communities—this is a home you won’t want to miss.

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
10
BikeSomewhat Bikeable

Schools

10/10
7/10
10/10
Del Norte High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Turnkey,Updated/Remodeled
  • Year built: 2004

Materials

  • Roof: Tile/Clay
  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Pool/Spa/Equipment,Refrigerator,Solar Panels,Vacuum/Central,Washer,Water Filtration,6 Burner Stove,Double Oven,Freezer,Gas Oven,Gas Stove,Grill,Ice Maker,Range/Stove Hood,Barbecue,Built-In,Counter Top,Gas Cooking,Gas Water Heater
  • Laundry features: Gas,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Bar,Bathtub,Built-Ins,Ceiling Fan,High Ceilings (9 Feet+),Kitchen Island,Open Floor Plan,Pantry,Recessed Lighting,Remodeled Kitchen,Shower,Shower in Tub,Storage Space,Kitchen Open to Family Rm
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 3
  • Fireplace features: FP in Family Room,FP in Living Room,FP in Primary BR,Patio/Outdoors,Gas

Heating & Cooling

  • Heating features: Zoned Areas,Forced Air Unit
  • Cooling features: Central Forced Air,Zoned Area(s)

Interior Area

  • Total structure area: 5,148
  • Total interior livable area: 5,148 sqft

Property

Details

  • Parcel number: 3032302500
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 2 Story
  • Pool features: Below Ground,Private,Heated with Gas
  • Patio & porch: Balcony,Covered,Concrete,Patio,Patio Open,Wrap Around
  • Has spa: Yes
  • Spa features: Private w/Pool,Yes,Heated,Private
  • Fencing: Gate,Partial,Excellent Condition
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 8
  • Parking features: Attached,Direct Garage Access,Garage,Garage - Two Door
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,925$215,100
Home Insurance *$526$6,312
Property Taxes $4,093$49,116
Electricity $1,103$13,247
Total$23,647$283,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$810,754/yr
40% on housing$709,410/yr
45% on housing$630,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$689This listing

vs Other Active Listings

Avg $/sqft

ZIP 92127$668
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92127$686
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$3,545,000
2026-07-18Price change$3,545,000
2026-06-02Listed for sale$3,595,000
2016-07-27Sold$1,516,500
2013-04-18Sold$1,050,000
2013-03-10Listed for sale$1,100,000
2013-01-17Sold$1,035,000
2012-11-29Listed for sale$1,100,000
2012-10-06Listing removed$5,500
2012-09-20Listing removed$1,049,000
2012-09-15Listed for rent$5,500
2012-08-07Listing removed$5,800
2012-08-05Price change$5,800
2012-07-13Price change$6,500
2012-07-10Price change$975,000
2012-07-09Price change$12,133
2012-07-05Price change$19,500
2012-07-05Listed for sale$955,000
2012-07-03Listed for rent$26,000
2004-08-05Sold$1,280,000

For Sale by Agent

AgentTim Van Damm
BrokerageBerkshire Hathaway HomeServices California Properties

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