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155 Mooring Buoy, Hilton Head Island, SC, 29928

5beds
6baths
3,860sqft
$2,995,000
$776price/sqft
$18,162/moest. monthly cost
$726,480/yrincome needed

About This Home

Location-Ꮮοсation Εxрerience Lowсountrу living in this fabulous 3rd-row ocean, 5 BR | 5.5 BA home in Palmetto Dunes on the beautiful, unique 11-mile lagoon system! Walkway to the beach across the street to 3 miles of newly nourished, award-winning beach. Southern charm curb appeal-beautiful columns, expansive verandas, window shutters & brick accents. Offers idyllic outdoor enjoyment with a pool, a large deck, a lagoon dock, and a great covered entertainment deck for dining and lounging. Huge garage, 3- stop elevator. LVL 1: Dining room can easily convert to a separate den/office/sleeping area, living, eat-in kitchen, powder room, laundry room, and Mstr BR #1. LVL 2: Mstr BR #2 and 3 BR | 3 BA. A short bike ride or walk to all the resort amenities in Palmetto Dunes. Stroll down to the Dunes House, Hilton Oceanfront and Omni Oceanfront Hotel for lunch or dinner. Seasonal Dunes Buggy available throughout Palmetto Dunes and Shelter Cove area. Great location for rentals and personal usage!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Asphalt
  • Construction materials: Unknown

Other

  • Builder model: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Wine Cooler,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Attic,Built-in Features,Ceiling Fan(s),Cathedral Ceiling(s),Elevator,Fireplace,High Ceilings,Jetted Tub,Main Level Primary,Multiple Closets,Pull Down Attic Stairs,Smooth Ceilings,Separate Shower,Sunken Living Room,Upper Level Primary,Vaulted Ceiling(s),Window Treatments,Entrance Foyer,Eat-in Kitchen
  • Window features: Other,Window Treatments
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total interior livable area: 3,860 sqft

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: R52001200001620000
  • Special condition: None

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Free Form,Electric Heat,Other,Private
  • Patio & porch: Balcony,Rear Porch,Deck,Front Porch
  • Exterior features: Balcony,Deck,Outdoor Shower,Paved Driveway,Porch
  • Has view: Yes
  • View description: Lagoon
  • Has water view: Yes
  • Water view: Lagoon

Lot

  • Lot size: 0.35 Acres
  • Features: 1/4 to 1/2 Acre Lot

Parking

  • Total spaces: 3
  • Parking features: Driveway,Three Car Garage,Three or more Spaces
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,144$181,728
Home Insurance *$1,400$16,800
Property Taxes $1,247$14,964
Electricity $371$4,454
Total$18,162$217,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$622,697/yr
40% on housing$544,860/yr
45% on housing$484,320/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$776This listing

vs Other Active Listings

Avg $/sqft

ZIP 29928$506
Beaufort County$381

vs Homes Sold Last Month

Median $/sqft

ZIP 29928$597
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-12Price change$2,995,000
2024-12-06Listed for sale$3,500,000
2021-03-26Sold$1,995,000
2021-01-30Pending sale$2,095,000
2021-01-07Price change$2,095,000
2020-12-03Listed for sale$2,195,000
2003-09-29Sold$1,918,000
2002-05-23Sold$715,000
2001-06-20Sold$675,000
2000-01-01Sold$1,995,000

For Sale by Agent

AgentPhilip Schembra
BrokerageSchembra Real Estate Group

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