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11018 Royal Colony Dr, Waxhaw, NC, 28173

6beds
3baths
3,165sqft
$729,999
$231price/sqft
$4,467/moest. monthly cost
$178,680/yrincome needed

About This Home

Welcome home to this beautifully updated, move-in ready retreat in Waxhaw's sought after community of The Reserve -- zoned for highly-rated Marvin Ridge schools. This spacious home was thoughtfully designed for both everyday living & entertaining and offers the perfect combination of luxury, comfort & privacy. It sits in an ideal location for quick access to the community pool, playground, clubhouse & HOA maintained open space right beyond the backyard gate! A soaring 2-story foyer welcomes you inside, where you'll find a private office, elegant formal dining room with tray ceilings & wainscoting, main-level bedroom with full bath & a spacious great room with a cozy gas fireplace overlooking the peaceful, fenced-in backyard. The light-filled kitchen impresses with crisp white cabinetry, newer stainless steel appliances, abundant counter & cabinet space & a sunny dining area that opens to your outdoor oasis. Upstairs, the luxurious primary suite features a cozy fireplace, tray ceilings, a spa-inspired bath & a generous walk-in closet, while 4 additional bedrooms provide plenty of space for family, guests, hobbies, home office or more! Step outside to your own backyard oasis complete with a patio, hot tub & fruit trees. A private gate leads directly to HOA-maintained green space, offering room to play beneath the neighborhood's iconic 200+ year-old oak tree. Just steps away, enjoy resort-style amenities including the clubhouse, pool & playground. Residents also enjoy the community's walking trails & pond. Move in with confidence thanks to several recent updates, including fresh interior paint, Anderson windows upstairs, a new Trane HVAC downstairs unit (2026), black aluminum fencing, updated lighting & newer kitchen appliances. Conveniently located just minutes from I-485, shopping, dining & Charlotte, this exceptional home offers the space & lifestyle you've been waiting for!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
10/10
9/10
Marvin Ridge High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Water Heater,Microwave,Oven,Refrigerator with Ice Maker,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Door features: French Doors,Storm Door(s)
  • Flooring: Carpet,Laminate,Tile,Vinyl
  • Fireplace features: Gas,Living Room,Primary Bedroom
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,165

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,165
  • Total interior livable area: 3,165 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Tray Ceiling(s),Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 06207286
  • Zoning: AJ0
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.48 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Garage Faces Side,On Street,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance *$205$2,460
Property Taxes $277$3,324
Electricity $294$3,537
Total$4,467$53,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,154/yr
40% on housing$134,010/yr
45% on housing$119,120/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 28173$252
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28173$235
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$709,900
2026-07-21Price change$729,999
2026-07-02Listed for sale$749,000
2023-09-21Sold$730,000
2023-06-23Listed for sale$719,900
2004-08-11Sold$303,500

For Sale by Agent

AgentJenn Levi
BrokerageLocal R.E. Inc.

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