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2166 Silverado St, San Marcos, CA, 92078

2beds
3baths
1,458sqft
$825,000
$566price/sqft
$5,649/moest. monthly cost
$225,960/yrincome needed

About This Home

Welcome to your beautifully updated and peaceful townhome in Larkspur Heights, where natural light and thoughtful upgrades create a warm, inviting place to call home. The flexible floor plan offers an optional 3rd bedroom on the entry level with french doors and access to a private patio, a quiet and comfortable space perfect for guests or a home office. Upstairs, two bedrooms each feature an ensuite bathroom. This primary suite is serene with lime-washed walls that add soft texture and a calming feel. The kitchen has been tastefully updated with painted cabinetry, new fixtures, a new sink and faucet, a new refrigerator and microwave. The living room is comfortable and elevated, with added molding, sconces, a built-in entertainment cabinet, and a new fan that tie the space together. Upgrades throughout include new flooring, a remodeled powder room with new vanity, mirror, lighting; added trim details, and new hardware on all interior doors; and a digital entry door handle. Additional features include in-unit laundry and a two-car attached garage with direct access. Residents enjoy a well-maintained community with a pool, BBQ area, and park. Located within the top-rated San Marcos Unified School District, including Carrillo Elementary, San Elijo Middle School, and San Marcos High School.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
7/10
San Elijo Middle SchoolGrades 6-81.4 mi
8/10
San Marcos High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Spanish Tile
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer,Gas Stove
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,458
  • Total interior livable area: 1,458 sqft

Property

Details

  • Parcel number: 2236501213

Features

  • Levels: 3 Story
  • Stories: 3
  • Pool features: Below Ground,Community/Common,Association
  • Fencing: Stucco Wall

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Garage Access,Garage,Garage - Two Door
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$156$1,872
Property Taxes $924$11,088
Electricity $398$4,786
Total$5,649$67,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,680/yr
40% on housing$169,470/yr
45% on housing$150,640/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$566This listing

vs Other Active Listings

Avg $/sqft

ZIP 92078$419
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92078$580
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$835,000
2024-03-29Sold$793,500
2024-03-11Pending sale$775,000
2024-02-21Listed for sale$775,000
2021-07-09Sold$640,000
2021-06-10Pending sale$599,000
2014-10-10Sold$417,000
2014-09-09Price change$429,000
2014-09-07Price change$409,000
2014-08-23Listed for sale$429,000
2006-01-12Sold$423,000

For Sale by Agent

AgentCaitlin J Thill
BrokerageCompass

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