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2134 Silverado St, San Marcos, CA, 92078

2beds
3baths
1,458sqft
$809,000
$555price/sqft
$5,636/moest. monthly cost
$225,440/yrincome needed

About This Home

Price Reduced and ready for its next owner! Former model home in the desirable Larkspur Heights community, this beautifully updated townhome offers the perfect blend of style, flexibility, and low-maintenance living. The versatile lower level showcases custom built-in cabinetry, a signature feature from its time as the model home, and is ideal as a home office, media room, guest suite, gym, or optional third bedroom with direct access to the attached two-car garage. Inside, you'll find American walnut hardwood floors, fresh interior paint, brand-new carpet, a spacious living room with a gas fireplace, designated dining area, solid wood kitchen cabinetry, stone countertops, a brand-new refrigerator, laundry closet, and abundant natural light throughout. Upstairs are two generously sized bedroom suites, each with a private bathroom, including a spacious primary retreat with a walk-in closet. Additional upgrades include plantation shutters, smart home features, a brand-new water heater, epoxy garage flooring with extra storage, and pre-wiring for a future EV charger. Enjoy resort-style amenities including a sparkling community pool, barbecue area, neighborhood park, and ample guest parking. Located within the highly regarded San Marcos Unified School District and just minutes from shopping, dining, parks, Cal State San Marcos, hiking trails, and convenient freeway access, this move-in ready home offers exceptional value in one of San Marcos' most sought-after communities.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
7/10
San Elijo Middle SchoolGrades 6-81.4 mi
8/10
San Marcos High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Garage Door Opener,Microwave,Refrigerator,Built In Range,Ice Maker,Counter Top,Gas Cooking
  • Laundry features: Gas,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan,Recessed Lighting,Shower in Tub,Wainscoting,Unfurnished
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room,Gas Starter
  • Common walls with other units/homes: 2+ common walls

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air,Gas

Interior Area

  • Total structure area: 1,458
  • Total interior livable area: 1,458 sqft

Property

Details

  • Parcel number: 2236501225
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 2 Story
  • Stories: 2
  • Pool features: Community/Common,Association,Fenced
  • Patio & porch: Patio
  • Spa features: Community/Common
  • Fencing: N/K
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 4.92 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage - Single Door,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,090$49,080
Home Insurance *$153$1,836
Property Taxes $995$11,940
Electricity $398$4,786
Total$5,636$67,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,234/yr
40% on housing$169,080/yr
45% on housing$150,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$555This listing

vs Other Active Listings

Avg $/sqft

ZIP 92078$419
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92078$580
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$795,000
2026-07-07Price change$809,000
2026-06-18Listed for sale$829,000
2022-05-25Listing removed--
2022-05-21Price change$3,775
2022-05-02Price change$3,595
2022-04-24Listed for rent$3,550
2021-03-24Listing removed--
2018-03-01Listing removed$2,595
2018-02-20Price change$2,595
2018-02-11Listed for rent$2,640
2018-02-05Sold$480,000
2017-12-29Listed for sale$510,000
2016-08-06Listing removed$2,450
2016-05-25Sold$455,000
2011-01-31Listing removed$2,150
2010-10-23Listed for rent$2,150
2010-08-01Listing removed$2,295
2010-05-21Listed for sale$2,295
2010-02-12Listing removed$1,995
2010-01-18Listed for sale$1,995
2007-02-16Sold$425,000

For Sale by Agent

AgentGina Huggins
BrokerageRedfin Corporation

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