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10 Beach Rd #1, Winthrop, MA, 02152

3beds
1baths
1,377sqft
$569,000
$413price/sqft
$3,956/moest. monthly cost
$158,240/yrincome needed

About This Home

Just one block from Winthrop Beach, this spacious and inviting condo offers 1,377 SqFt of comfortable living. With 3 large bedrooms and 1 full bath, there’s plenty of room for working from home, entertaining, or simply relaxing.Step inside to discover an open-concept living and dining area that flows seamlessly into a large, modern kitchen, featuring gas cooking, ample counter space, and a dedicated laundry area with access to your private deck. Outdoors, you’ll enjoy multiple spaces to unwind — a fenced yard, a charming farmer’s porch, and a garden area that sets the home back beautifully from the street.Conveniently located on the first floor, this home makes carrying groceries a breeze and provides easy access to the common yard and an oversized basement with abundant storage. Recent updates include a new hot water tank (2022), boiler (2020), and front porch (2018).Experience the perfect blend of coastal living and city convenience, with the newly improved Winthrop beach.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1881

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,377

Heating & Cooling

  • Heating features: Baseboard,Electric Baseboard,Natural Gas,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,377
  • Total interior livable area: 1,377 sqft

Property

Details

  • Parcel number: 4531895
  • Zoning: C

Features

  • Entry location: Unit Placement(Front)
  • Patio & porch: Porch
  • Exterior features: Porch
  • Waterfront features: Ocean,0 to 1/10 Mile To Beach

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,877$34,524
Home Insurance *$232$2,784
Property Taxes $493$5,916
Electricity $354$4,259
Total$3,956$47,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,634/yr
40% on housing$118,680/yr
45% on housing$105,493/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$413This listing

vs Other Active Listings

Avg $/sqft

ZIP 02152$384
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02152$425
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$569,000
2026-02-26Listing removed$559,000
2025-09-22Listed for sale$559,000
2024-03-12Sold$465,000
2024-02-01Price change$469,900
2024-01-17Listed for sale$479,900
2014-05-13Sold$212,000
2014-01-27Listing removed$219,000
2013-10-17Price change$219,000
2013-10-02Price change$249,000
2013-08-17Listed for sale$259,000
2013-04-01Listing removed$269,900
2012-05-19Listed for sale$269,900
2011-05-29Listing removed$284,000
2011-04-22Listed for sale$284,000
2005-04-20Sold$257,000

For Sale by Agent

AgentRogelio Zuniga
BrokerageUnited Brokers

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